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Comprehensive home insurance inside and outside

Bupa Accidental Damage provides the highest level of insurance for your home and contents with features including*:

home insurance

Australia-wide contents cover

home insurance

Alternative accommodation expenses

home insurance

Cover for permanent fixtures

home insurance

Valuable items

With Accidental Damage not only is your house covered for most events including fire, theft, storm or water damage, but your belongings are also covered for accidental damage or loss anywhere in Australia, helping to provide greater peace of mind.

Key features at a glance

Compare Bupa Accidental Damage cover in the table below or consult the PDS for more information on the features of this product.


Accidental Damage*


Accidental Damage

Accidental damage or accidental loss

Alternate accomodation

Paid in addition to the sum insured

Up to 10% of sum insured

Architects, surveyors and legal fees

Paid in addition to the sum insured

Up to 10% of sum insured

Burning out of an electric motor for motors up to 15 years old

CDs, DVDs, BluRay® Discs and Software

Up to $20,000 per item or boxed set unless specified

Contents at home in the open air

Credit card and transaction card misuse


Fine art, paintings and works of art

Up to $20,000 per item unless specified

Frozen food following breakdown of freezer

No limit

New-for-old replacement cover (contents)

Removal of debris and demolishing costs

Paid in addition to the sum insured

Up to 10% of sum insured

Replacing keys and repairs to and recoding of locks and barrels

No limit

Valuable items jewellery, laptops, mobile phones, cameras and photographic equipment, MP3 players, etc

Limits apply*

20% of sum insured or $7,500 whichever is greater (Up to $2,500 per item)

Optional additional valuables cover

Worldwide cover for up to 90 consecutive days


Vet expenses if your pet is injured in a road accident

Up to $500

Get a quote now

Find out more

Join thousands of customers who trust us with their home insurance needs. Get a quote now. Please refer to the Home Insurance Brochure (PDF, 1.91MB) and Product Disclosure Statement (PDS) (PDF, 0.74MB) for more details about our home insurance policy options.

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Download a Brochure (PDF, 1.91Mb)

Home Insurance Brochure

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Download a PDS (PDF, 0.74MB)

Product Disclosure Statement