Choose a car cover to suit your needs
Comprehensive car insurance
- What's covered#
- Australia-wide cover
- Nominated driver option
- Trusted repairer network
- Uninsured motorist damage (no limit)
- $30 million liability cover
- Emergency or temporary repairs (up to $800)
- Re-coding of locks and barrels after theft of keys (up to $1,000)
- Hire car after theft (up to 21 days)
- Nominated driver low kilometre option
- Choice of agreed or market value options available
- No claim bonus protection
- Windscreen cover automatically included
- Personal items damaged in an incident (up to $1,000)
- New car replacement up to 3 years old (total loss with <50km)
- Trailer attached to your vehicle - cost of repair or market value whichever is less (up to $1,000)
- Baby capsules and child seats
- Hire car after an incident (optional)
Third party fire and theft
- What's covered#
- Australia-wide cover
- Nominated driver option
- Trusted repairer network
- Uninsured motorist damage (up to $5,000)
- $30 million liability cover
- Emergency or temporary repairs (up to $800)
- Re-coding of locks and barrels after theft of keys (up to $1,000)
- Hire car after theft (up to 21 days)
- Nominated driver low kilometre option
- Choice of agreed or market value
- No claim bonus protection
- Windscreen cover
- Personal items damaged in an incident
- New car replacement
- Trailer attached to your vehicle
- Baby capsules and child seats
- Hire car after an incident
Third party damage
- What's covered#
- Australia-wide cover
- Nominated driver option
- Trusted repairer network
- Uninsured motorist damage (up to $5,000)
- $30 million liability cover
- Emergency or temporary repairs
- Re-coding of locks and barrels after theft of keys
- Hire car after theft
- Nominated driver low kilometre option
- Choice of agreed or market value
- No claim bonus protection
- Windscreen cover
- Personal items damaged in an incident
- Replacing your vehicle after a total loss
- Trailer attached to your vehicle
- Baby capsules and child seats
- Hire car after an incident
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Boat insurance
If you have a boat, whether it’s a speedboat, yacht or tinnie, Bupa Boat Insurance can cover you if the unexpected happens out on the water or even on land.#
Caravan insurance
Whether your caravan is your home, or your home away from home, Bupa Caravan Insurance can help provide you with cover should the unexpected happen.#
Trailer insurance
Whether you have a single trailer, a tandem trailer or even a horse float, make sure that you cover your trailers against the unexpected with Bupa Trailer Insurance.#
FAQs
Learn more about Car Insurance with our quick FAQs.
Is my car covered when someone else drives?
Bupa Car Insurance policies cover your vehicle when you allow other drivers to use it, however if you have chosen one of our Nominated Driver policies, drivers under 25 years of age are not covered (except for learner drivers accompanied by a fully licensed driver aged 25 years or more) and unlisted drivers will incur a higher excess in the event of a claim. You should check your policy schedule and the Product Disclosure Statement (PDS) before letting someone else drive your vehicle.
Is a learner driver covered by my car insurance?
Yes, learner drivers are covered. If you have chosen one of our Nominated Driver policies, the learner driver must be accompanied by a fully licensed driver aged 25 years or more.
Please refer to the Product Disclosure Statement (PDS) for full terms and conditions.
Is my car covered for business use?
Bupa Car Insurance policies can provide cover when you use your vehicle for some business activities, but cover does depend on the type of business and the way the vehicle is used. For example, couriers would not be covered under this policy and you should consider a commercial motor vehicle policy instead. Please call 1300 948 932 to check that you have the most suitable cover for your situation.
Is insurance on new cars cheaper than old cars?
The cost of insurance depends on many factors. These relate to much more than the age of your vehicle and can include such things, but not limited to, the cover and excess you choose, the characteristics of your vehicle, how your vehicle is used and garaged, as well as your age and driving experience. Whilst newer cars often include superior safety features than their older equivalents, this does not necessarily mean they will be cheaper to insure as the cost of insurance can vary for many reasons. Get a quote online or call 1300 948 932, weekdays.
Disclaimer
+Minimum premiums may apply. For premiums less than the minimum premium, no discount will apply.
*You must be an eligible customer to receive the $50 Caltex StarCash Digital Gift Card.
#See Product Disclosure Statement for terms, conditions, limits and exclusions that apply.
To be eligible for this offer from Bupa HI Pty Ltd (Bupa) you must be a new or existing Bupa customer who is over the age of 18 and reside in Australia, and take out a new Eligible Motor Vehicle Insurance policy between 18 November 2019 and 31 January 2020 online or over the phone, on direct debit or payroll deduction (if available). (Eligible Customer). An Eligible Motor Vehicle Insurance policy is Comprehensive, Third Party Fire & Theft or Third-Party Car Insurance. Bupa offer: Eligible Customers will receive a $50 Caltex StarCash Digital Gift Card 60 days after taking out their Eligible Motor Vehicle Insurance policy, plus existing Bupa HI Members with a Health Insurance Policy only will also receive 10% off their Motor Vehicle Insurance policy at the time of purchase. Eligible customers must maintain their Eligible Motor Vehicle Insurance policy for the life of the policy or a minimum 60 days from the day the policy commences (whichever comes first) to receive the $50 Caltex StarCash Digital Gift Card. Offer not available with any other Bupa promotional offer. For full Caltex StarCash Terms and Conditions please visit www.caltex.com.au/our-solutions/fuel-cards/starcash-terms-and-conditions.
Waiting periods and exclusions apply, see Product Disclosure Statement (PDS) for details. Bupa Motor Vehicle insurance products are distributed by Bupa HI Pty Ltd ABN 81 000 057 590 an authorised representative of the issuer, Insurance Australia Limited ABN 11 000 016 722 AFSL 227681. Any advice is general advice only and does not take into account your personal circumstances. Consider the Product Disclosure Statement (PDS) available at www.bupa.com.au/car-insurance/important-documents to see if these products are right for you.
View full Terms & Conditions of this offer.
The General Insurance Code of Practice
We proudly support the General Insurance Code of Practice, which aims to raise the standards of practice and service in the general insurance industry. This includes car insurance, travel insurance and home insurance. For more information, please download a copy of the General Insurance Code of Practice (PDF 140kB) or the Financial Services Guide (FSG) (PDF 258kB).
Bupa Motor Vehicle Insurance is distributed by Bupa HI Pty Ltd ABN 81 000 057 590 an authorised representative of the issuer, Insurance Australia Limited ABN 11 000 016 722 AFSL 227681. Any advice is general advice only and does not take into account your personal circumstances. Consider the Product Disclosure Statement (PDS) to see if these products are right for you.