Valuables Insurance

Because you'd be lost
without it.

Insure what you care about most and protect it
from damage, theft and everyday accidents.

Get a quote

Insure the things you care about

Bupa Valuables Insurance is a simple, online only insurance product for the one (or multiple) items that you care about most, such as your mobile, laptop, tablet or even your musical instrument. Unlike traditional contents insurance you’ll only pay to insure the items that you cherish rather than paying to insure everything in your home.

Cover includes

Cover for fire and theft at home
If you’re burgled or there’s a fire at your home, you’re covered.
Storm, flood and cyclone cover
Your stuff is protected even if nature causes damage at home.

Optional accidental damage anywhere in Australia
You can also opt to insure your portable items against accidental damage and theft when you are on the go, anywhere in Australia.

Annual discount:

Get a 10% discount* if you pay your premium annually.

Choose to cover the items that are precious to you

If it’s something you care about, Bupa Valuables Insurance can help you get it covered.

Need to know more?

Read the Target Market Determination (TMD), plus the Product Disclosure Statement (PDS) for a full breakdown of what’s covered and terms and conditions and exclusions and limits that apply.

Making a claim

Making a claim is as simple as signing in to the Bupa Valuables Insurance portal.

Claims can only be made through the online portal.

Make a claim

Contact us

For online support.

Online contact

Managing your policy

For any changes to your account, please update your details in the Bupa Valuables Insurance portal.

Manage your policy

FAQs

Learn more about Valuables Insurance with our quick FAQs.

What items can I cover?

desktop and laptop computers
mobile phones
tablets and iPads
cameras, lenses and video equipment
home audio visual systems and record players
gaming consoles
whitegoods appliances such as washing machines, dishwashers, fridges, microwaves and cooking appliances
instruments
furniture including antiques
bicycles
sporting equipment
camping equipment
personal electronics
jewellery

Do the items that I insure have to be new?

No, you can insure any item with Bupa Valuables Insurance, no matter how old it is; except if you are insuring a mobile phone, laptop, tablet, television or camera.

If you are insuring one of these items, then you must have purchased the item in the last 90 days unless the item is currently insured on another policy and you are transferring the item to us. You will be required to provide a copy of your purchase receipt or invoice when you take out the policy. If you are transferring the item from another insurance policy you will need to provide a copy of your current certificate of insurance.

Do I have to pay an excess?

Yes, depending on the items you insure, you will have to pay an excess when you make a claim.

How do I pay?

You can choose a weekly, fortnightly, monthly or annual instalment plan to suit your budget. Paying annually will save you 10%.

How do I make a claim?

You can lodge your claim online by logging into your account.

Do I need a police report if my item is stolen?

Yes. If your item is stolen, you will need to submit your police report when you make a claim.

Why is the cost so low?

Bupa Valuables Insurance is an online product only, which means we pass on the savings directly to you.

What if I decide to sell an item?

Please notify us if you decide to sell an item so you can either cancel your cover or upgrade it if you've purchased a replacement. For example, you need to notify us if you sell your old laptop and buy a newer model, as your premium may be affected.

Can I insure more than one item on this policy?

Yes, you can insure any combination of single items on your policy, such as your laptop, phone, lounge and/or instrument.

Customer support for family and domestic violence situations

At Bupa, our Travel, Motor Vehicle and Home Insurance policies are issued and underwritten by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 (IAL), who also manage our insurance claims. If you’re suffering from a family and domestic violence situation, please read IAL’s Family and Domestic Violence Policy to understand the ways they can support and assist you.

Disclaimer

^*Policy conditions, limitations and exclusions apply.

The General Insurance Code of Practice

We proudly support the General Insurance Code of Practice, which aims to raise the standards of practice and service in the general insurance industry. This includes valuables insurance, car insurance, travel insurance and home insurance. For more information, please download a copy of the General Insurance Code of Practice (PDF 140kB) or the Financial Services Guide (FSG) (PDF 258kB).

Bupa Valuables Insurance is distributed by Bupa HI Pty Ltd ABN 81 000 057 590, an authorised representative of the insurer, Insurance Australia Limited ABN 11 000 016 722 AFSL 227681. Any advice is general advice only and does not take into account your individual circumstances. Consider the Product Disclosure Statement (PDS) and Target Market Determination (TMD) to see if this product is right for you.

Valuables Insurance

Because you'd be lost without it.