We've been named
Canstar's Outstanding Value Health Insurance
four years running!
*Minimum direct debit frequency is fortnightly. Price is for a single in NSW under the age of 65. No Lifetime Health Cover loading or age-based discount applied. Includes base tier Australian Government Rebate. Hospital cover price is based on an excess of $750.
Bupa looks after more than just your health
As part of our commitment to supporting you through life’s ups and downs and ups again, we’re making sure you have easy access to the important information you need.
The public hospital queues can be lengthy for elective surgeries, but with private health insurance, you have access to our network of private hospitals, where waiting lists for these surgeries can be significantly reduced.
This means you could get treated sooner in some cases, so you can get on with the more exciting things in life.
Private Health Cover helps cover the cost of doctor and hospital expenses when being admitted to hospital and treated as a private patient. Hospital cover gives you more choice and control if you need to go to hospital.
You’ll be able to choose your doctor, preferred hospital and the timing of your procedure (subject to availability), and you’re likely to wait less time for your procedure.
You get money back in your pocket for services like dental, physio, chiro and podiatry consultations. To help you maximise the value from your cover, you'll get between 60 – 100% back on most services at any of our Members First Healthcare Providers, up to yearly limits.^^
Most Australian residents pay a Medicare levy of 2% of their taxable income to get access to healthcare. But if you're single, earn over $105,000, or a couple, single parent or family earning over $210,000,1 and don't have appropriate hospital cover for the whole year, you may be charged an additional Medicare Levy Surcharge of 1-1.5%.
Maintaining a sufficient level of Private hospital cover (like Bupa Hospital or bundled Hospital and Extras covers) could help you avoid paying the Medicare Levy Surcharge.
Speak to your tax adviser for advice on your personal circumstances.
1Applicable rebate percentages and income thresholds are reviewed annually by the Australian Government. Single parents and couples (including de facto couples) are subject to family tiers. For families with children, income thresholds are increased by $1,500 for each Medicare Levy Surcharge dependant child after the first child. For more information, visit the ATO website.
# Extras service providers must meet certain requirements to be recognised by Bupa and for us to pay towards the cost of your treatment. Waiting periods, yearly limits, policy and fund rules apply. Percentage back may vary depending on benefit claiming restrictions.
† If claimable from another source, a benefit won’t be paid by Bupa. Benefits for ambulance transportation is only payable where the provider describes the transportation as an ‘Emergency’. For more, see the Important Information Guide. There is a 1 day waiting period for emergency ambulance and on-the-spot treatment.
^^ Percentage back may vary depending on your level of cover, and benefit claiming restrictions. For most services at our Members First providers covering dental, physiotherapy, chiropractic and podiatry consultations. Bupa has Members First providers for these services. Not available in all areas. Waiting periods, yearly limits, policy and fund rules apply. Applies to included services only.