Lifetime Health Cover

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Check your LHC Loading

If you're 31 or over, check your age to see how much extra LHC loading you could pay if you don't have hospital cover on 1 July following your 31st Birthday.

Age % LHC Loading What you'll pay extra per year
31 years old 2% $40*
32 years old 4% $80*
33 years old 6% $120*
34 years old 8% $160*
35 years old 10% $200*
36 years old 12% $240*
37 years old 14% $280*
38 years old 16% $320*
39 years old 18% $360*
40 years old 20% $400*

*Based on Hospital cover that costs $2,000 a year. No rebate applied.



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