Get covered for joint replacements

Included with a range of Bupa products, joint replacements cover helps pay towards the cost of joint replacement surgery, including revisions, resurfacing, partial replacements and removal of prostheses. For example: replacement of a shoulder, wrist, finger, hip, knee, ankle, or toe joint.µ

Get covered for joint replacements

Included with a range of Bupa products, joint replacements cover helps pay towards the cost of joint replacement surgery, including revisions, resurfacing, partial replacements and removal of prostheses. For example: replacement of a shoulder, wrist, finger, hip, knee, ankle, or toe joint.µ

Why choose Bupa for your joint replacement surgery cover?
4 cover options for joint replacements
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*Minimum direct debit frequency is fortnightly. Price is for a single in NSW under the age of 65. No Lifetime Health Cover loading applied, and base tier Australian Government Rebate included. Price does not include age-based discount. Hospital cover price is based on an excess of $750 (no excess applies for Gold Ultimate Health Cover).

Need help or advice?

Talk to a health insurance specialist - we’re available online, in person or over the phone.

Learn more on Bupa Healthlink
7 things I wish I knew before a hip replacement We share some important learnings from people who have had a hip replacement. Read more 7 things I wish I knew before a hip replacement
Hip replacement and hip revision Learn how hip replacement and revision surgery works, and what to expect if you need one. Read more Hip replacement and hip revision
Knee replacement Learn how knee replacement surgery works, what to expect if you need one, and some possible alternatives. Read more Knee replacement
Frequently asked questions

If you are planning on claiming for a covered service, contact us to confirm your cover and discuss any expected out-of-pocket expenses.

To help us give you an accurate quote, we recommend asking your specialist for a detailed quote including:

  • Date (or estimated date) of hospital admission
  • Medicare Benefits Schedule (MBS) item number(s)
  • Hospital you will be treated at
  • Details of the specialist(s) and doctor(s) involved in your care
  • Confirmation if your specialist will be participating in the Bupa Medical Gap Scheme.

µ Excludes any hospital excess or co-payment on your policy. Waiting periods, fund rules and policy rules apply. Please contact Bupa before your treatment to understand what benefits are payable under your health insurance policy before you obtain treatment. The amount and type of benefits payable will differ depending on your health insurance policy.

¥ Subject to availability and eligibility. Private room must be booked and requested at least 24 hours before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital. Applies to overnight admissions only. Excludes nursing home type patients, emergency care, same-day stays or where a private room is not medically appropriate. Not available in the NT. Any co-payment excess as part of your cover will still apply.

If claimable from another source, a benefit won’t be paid by Bupa. Benefits for ambulance transportation is only payable where the provider describes the transportation as an ‘Emergency’. For more, see the Important Information Guide. There is a 1 day waiting period for emergency ambulance and on-the-spot treatment.

^ Select direct restoration and general fillings only. Benefit claiming restrictions, waiting periods, yearly limits, fund and policy rules apply. Available on all Extras products with general dental at Members First Ultimate providers. Not available in all areas.