*Minimum direct debit frequency is fortnightly. Price is for a single in NSW under the age of 65. No Lifetime Health Cover loading applied, and base tier Australian Government Rebate included. Price does not include age-based discount. Hospital cover price is based on an excess of $750 (no excess applies for Gold Ultimate Health Cover).
Talk to a health insurance specialist — we’re available online, in person or over the phone.
Generally speaking, gynaecology cover has a 2-month waiting period if it is a new condition – that is, a doctor does not determine that it is a pre-existing condition. A 12-month waiting period applies to all conditions that are considered pre-existing. You can learn more in our Important Information Guide.
If you are planning on claiming for a covered service, contact us to confirm your cover and discuss any expected out-of-pocket expenses.
To help us give you an accurate quote, we recommend asking your specialist for a detailed quote including:
- Date (or estimated date) of hospital admission
- Medicare Benefits Schedule (MBS) item number(s)
- Hospital you will be treated at
- Details of the specialist(s) and doctor(s) involved in your care
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Confirmation if your specialist will be participating in the Bupa Medical Gap Scheme.
µ Excludes any hospital excess or co-payment on your policy. Waiting periods, fund rules and policy rules apply. Please contact Bupa before your treatment to understand what benefits are payable under your health insurance policy before you obtain treatment. The amount and type of benefits payable will differ depending on your health insurance policy.
¥ Subject to availability and eligibility. Private room must be booked and requested at least 24 hours before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital. Applies to overnight admissions only. Excludes nursing home type patients, emergency care, same-day stays or where a private room is not medically appropriate. Not available in the NT. Any co-payment excess as part of your cover will still apply.
† If claimable from another source, a benefit won’t be paid by Bupa. Benefits for ambulance transportation is only payable where the provider describes the transportation as an ‘Emergency’. For more, see the Important Information Guide. There is a 1 day waiting period for emergency ambulance and on-the-spot treatment.