Included with a range of Bupa products, ear, nose, and throat cover helps with in-hospital investigation and treatment of conditions such as damaged ear drum, sinus surgery, removal of foreign bodies, stapedectomy and throat cancer. Cover also includes in-hospital treatment for related areas of the head and neck, such as thyroid and sinuses.

*Minimum direct debit frequency is fortnightly. Price is for a single in NSW under the age of 65. No Lifetime Health Cover loading applied, and base tier Australian Government Rebate included. Price does not include age-based discount. Hospital cover price is based on an excess of $750 (no excess applies for Gold Ultimate Health Cover). 
Talk to a health insurance specialist — we’re available online, in person or over the phone.

Generally speaking, ear, nose, and throat cover has a 2-month waiting period if it is a new condition – that is, a doctor does not determine that it is a pre-existing condition. A 12-month waiting period applies to all conditions that are considered pre-existing. You can learn more in our Important Information Guide.

If you are planning on claiming for a covered service, contact us to confirm your cover and discuss any expected out-of-pocket expenses.

To help us give you an accurate quote, we recommend asking your specialist for a detailed quote including:

  • Date (or estimated date) of hospital admission
  • Medicare Benefits Schedule (MBS) item number(s)
  • Hospital you will be treated at
  • Details of the specialist(s) and doctor(s) involved in your care

  • Confirmation if your specialist will be participating in the Bupa Medical Gap Scheme.

† If claimable from another source, a benefit won’t be paid by Bupa. Benefits for ambulance transportation is only payable where the provider describes the transportation as an ‘Emergency’. For more, see the Important Information Guide. There is a 1 day waiting period for emergency ambulance and on-the-spot treatment.

¥ Subject to availability and eligibility. Private room must be booked and requested at least 24 hours before admission. For every night a private room is unavailable, you'll receive $50 back per night from the hospital. Applies to overnight admissions only. Excludes 'nursing home type patients', emergency care, same-day stays, treatment which is excluded or restricted, treatment for a pre-existing condition during waiting periods, or occasions where a private room is medically inappropriate.

µ Excludes any hospital excess or co-payment on your policy. Waiting periods, fund rules and policy rules apply. Please contact Bupa before your treatment to understand what benefits are payable under your health insurance policy before you obtain treatment. The amount and type of benefits payable will differ depending on your health insurance policy.