Key points

  • To switch, choose the right cover for your needs. Bupa will contact your old fund and do the paperwork for you.
  • Waiting periods already served don’t have to be re-served for an equivalent or lower level of cover.^
  • Members have access to a large hospital network, as well as to Members First providers for extras services.
  • Members can also earn loyalty program discounts and rewards.

Switch to Bupa health insurance in 3 simple steps
Find the cover that's right for you Compare your health insurance options and choose a level of cover that suits you. If you need help, select the chat button or call us on 134 135.  Let us do the paperwork When you join us, we'll ask you about your previous health cover. We'll contact your old fund and do the paperwork for you. Read more about how we organise your clearance certificate. You don't need to re-serve waiting periods^ If you’ve already served waiting periods with your previous health fund, you won’t need to serve them again and you can enjoy the benefits right away.

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Switch to Bupa Corporate

Find out if you are eligible for a discounted rate with Bupa Corporate Health Cover.

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Yes, if you have private health insurance, you can swap to a different health insurer that might offer other products that better meet your needs. You can change your health insurance at any time. You may want to check if there will be waiting periods, and any remaining limits on your extras services before you decide to change.

You do not need to re-serve waiting periods you have already served if:

  • you've switched to Bupa on an equivalent or lower level of cover and;
  • it's within 60 days of your previous fund’s end cover date.

Any new services or higher benefits on your new level of cover will have a waiting period of up to 12 months. During this waiting period, we'll pay benefits that are equivalent to your previous level of cover.

 If you’re switching from a registered Australian insurer, we can contact your previous fund to cancel your cover. Read more about how to organise your clearance certificate. It’s always a good idea to check your level of cover and compare with other insurers to see what your options are, and what level of cover is best suited to your situation.

^ When switching to Bupa on an equivalent or lower level of cover within 60 days of cover end date with old health fund, provided you already served your waiting period and pending receipt of your clearance certificate. We will apply portability once we receive it.

† Subject to availability and eligibility. Private room must be booked and requested at least 24 hours before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital. Applies to overnight admissions only. Excludes nursing home type patients, emergency care, same-day stays or where a private room is not medically appropriate. Not available in the NT. Any co-payment excess as part of your cover will still apply.

# Depending on your level of cover, for most services at our Members First extras providers covering dental, physiotherapy, chiropractic and podiatry consultations. Bupa has Members First providers for these services. Not available in all areas. Yearly limits, benefit claiming restrictions, waiting periods, fund and policy rules apply.