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It's easy to switch health insurance.

Join us in 3 simple steps:

  • 1
    Choose the cover that suits your needs
  • 2
    Apply online/ Call us on 134 135
  • 3
    We'll do the rest
Compare our covers  

Switch today

 No re-serving
waiting periods +
 30-day cooling
off period ~
 Continuity
of cover ^
+When switching to Bupa on an equivalent or lower level of cover within 60 days of cover end date with old health fund. ~When no claims have been made. Does not apply to OVC customers. ^If you switch within 60 days and your new Bupa policy includes the same services as your old policy, you will have continuity of cover. Any benefits already paid by your old policy will count towards lifetime limits and yearly limits on extras. If your new level of cover is higher than your old policy, the lower benefit (including different excess levels) will apply immediately. In this case you will be eligible for any new benefits or services on your new Bupa policy once waiting period has been served.

Quality health cover starts here

 

Bupa Plus

Even when you’re in great health, there are still plenty of ways to get everyday value thanks to Bupa Plus. We’ve recently introduced this program to give you access to an exclusive range of health discounts, tools and more to help you live a healthier, happier life. Find out more
 

National Home Doctor Service

We understand that illness can strike at any time, including after hours when your GP is not available. That’s why our members now have access to After Hours Plus from National Home Doctor Service. This means common medications can be prescribed on the spot, at no cost so you can start getting better sooner.
Find out more
 

Privacy when it counts

We believe that the word ‘private’ should actually mean private. That’s why whether you choose a basic or top hospital cover, you’ll be covered for a private room in most private hospitals across Australia*. We’ve also gone one step further. If you pre-book at Members First hospitals, you’ll receive a private room or you’ll get $50 back per night1.
 

More value with Members First

To provide quality health cover to our members, we seek out health professionals across the country and bring them into the Bupa family – we call them our Members First providers. By choosing from this network of dentists, physios, chiros and optical providers, you’ll get between 60%-100% of the cost back (up to your yearly limits)6, and in most cases, less to pay for your treatment.
* Private room covered at Bupa agreement hospitals, room availability and eligibility criteria apply.
1. Subject to availability and eligibility. Private room must be booked and requested at least 24hrs before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital.6. For most items covering dental, physio, chiro, and selected optical packages. Fund and policy rules, waiting periods. Excludes orthodontics and hospital treatments. Set benefits apply at other Bupa recognised providers.

Choose from a range of affordable cover options

 Couple
 Family
Show me prices for

Cover for families

Cover for young single and couple

Active Saver from
$
 
 
 
 
 
 
 
 
*
per week
Get quote
Basic hospital
Emergency ambulance
General dental
Physio & Chiro
Young Singles Choice from
$
 
 
 
 
 
 
 
 
*
per week
Get quote
Basic hospital
Emergency ambulance
General dental
Physio & Chiro
Optical
Travel vaccinations
Top up Bonus
* For singles under the age of 65 with an adjusted taxable income of $90,000 p.a. or less, with a 26.791% rebate in {{selectedState}}. Assumes no LHC loading.
**For couples with an adjusted taxable income of $180,000 p.a. or less, with a 26.791% rebate in {{selectedState}}. Assumes no LHC loading. Includes $250 excess.
See features
  • Accidents inclusion2
  • 1x emergency ambulance trip per calendar year from a recognised provider
  • Knee arthroscopy
  • Private room at Members First hospitals or $50 back per night 1
  • Includes $100 co-payment if you go to hospital.
  • General dental, physio, chiro, podiatry and more
  • Major dental (covered as a result of an accident)
  • Claim up to $1000 back on all extras per year
1. Subject to availability and where clinically appropriate. Private room must be booked and requested at least 24hrs before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital.
2. For accidents sustained after joining, treatment which normally attracts a minimum benefit or is an exclusion on your cover will be included.
  • Accidents sustained after joining
  • 1x emergency ambulance trips per couple per calendar year from a recognised provider
  • Knee arthroscopy
  • Private room at Members First hospitals or $50 back per night 1
  • Includes $100 co-payment if you go to hospital
  • General and major dental
  • Physio, chiro, optical, natural therapies, dietary, and pharmacy benefits
  • 100% cover for travel vaccinations up to yearly limits
  • Optical, natural therapies, psychology, and pharmacy benefits
  • Benefits towards weight management programs when part of a health or chronic disease management program (read more)
1. Private room not covered for minimum benefit services or exclusions. Subject to availability and where clinically appropriate. Private room must be booked and requested at least 24hrs before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital.
Budget Family from
$
 
 
 
 
 
 
 
 
*
per week
Get quote
Basic hospital
Gap free for kids
(Members First)+
General & major dental
Orthodontics
Optical
Top up Bonus
Growing Family from
$
 
 
 
 
 
 
 
 
*
per week
Get quote
Mid-level hospital
Pregnancy
Antenatal and postnatal
General & major dental
Natural therapies
Top up Bonus
**For families with an adjusted taxable income of $180,000 p.a. or less, with a 26.791% rebate in {{selectedState}}. Assumes no LHC loading. Includes $500 excess.
See features
  • Family hospital cover including cardiac
  • No excess to pay if your child is admitted to hospital5
  • Private room at Members First hospitals or $50 back per night1
  • Includes $500 excess if you go to hospital.
  • A wide range of extras including orthodontics and natural therapies2
  • Gap free for kids on most dental and physio at Members First providers (up to yearly limits)3
  • Gap free on selected optical packages for the entire family at Members First providers (up to yearly limits)2
  • Benefits towards kids swimming programs when part of a health or chronic disease management program (read more)
  • $100 Top-up Bonus towards any out-of-pocket extras expenses.
  • At least 60% back on most dental, physio and chiro at Members First providers6
1. Subject to availability and where clinically appropriate. Private room must be booked and requested at least 24hrs before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital. 2. Fund and policy rules, yearly limits, lifetime limits and waiting periods apply. 3. For most items. Fund and policy rules, and waiting periods apply. Child dependants only. Excludes orthodontics and hospital treatments. 5. Child dependants only. 6. For most items at Members First extras providers covering dental, physio, chiro, and selected optical packages. Fund and policy rules, waiting periods and yearly limits apply. Excludes orthodontics and hospital treatments. Set benefits apply at other Bupa recognised providers.

  • Family hospital cover including cardiac and pregnancy and childbirth 7
  • No excess to pay if your child is admitted to hospital5
  • Private room at Members First hospitals or $50 back per night1
  • Includes $500 excess if you go to hospital.
  • A wide range of extras, including antenatal and postnatal services such as parenting classes and breastfeeding support at recognised providers.2
  • Gap free for kids on most dental and physio at Members First providers (up to yearly limits)3
  • Gap free on selected optical packages for the entire family at Members First providers (up to yearly limits)2
  • Benefits towards kids swimming programs when part of a health or chronic disease management program (read more)
  • $100 Top-up Bonus towards any out-of-pocket extras expenses.
  • At least 60% back on most dental, physio and chiro at Members First providers6
1. Subject to availability and where clinically appropriate. Private room must be booked and requested at least 24hrs before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital. 2. Fund and policy rules, yearly limits and waiting periods apply. 3. For most items. Fund and policy rules, and waiting periods apply. Child dependants only. Excludes orthodontics and hospital treatments. 5. Child dependants only. 6. For most items at Members First extras providers covering dental, physio, chiro, and selected optical packages. Fund and policy rules, waiting periods and yearly limits apply. Excludes orthodontics and hospital treatments. Set benefits apply at other Bupa recognised providers. 7. 12 month waiting period applies

More reasons to join

Dental benefits
Affordable cover starting at $  per week
Optical benefits
Avoid government loading and/or taxes
No hospitals excess for kids
Up to 25% off movie vouchers
100$ Yearly to up
Gym membership discounts

Why over half a million
families have chosen Bupa

Dental benefits
Gap free for kids on most dental and physio, at Members First providers, up to yearly limits +
Optical benefits
Gap free on selected optical packages for the whole family, at Members First providers, up to yearly limits *
No hospitals excess for kids
No hospital excess for kids ^
100$ Yearly to up
$100 Top-up bonus towards any out-of-pocket extras expenses each calendar year
Terms and conditions:
+ For most items covering dental, physio and optical packages. Fund and policy rules, and waiting periods apply. Child dependants only. Excludes orthodontics and hospital treatments. * Fund and policy rules, and waiting periods apply. ^ Child dependants only.

Make the switch today

Compare our covers