Bupa recognised providers
Available nationally
Online claims with myBupa
For most dental items
On-the-spot claims at eligible recognised providers
For most dental items
Set benefit or percentage back+
With eligible extras cover (up to yearly limits)
Members First
Over 1,000 clinics nationally
Online claims with myBupa
For most dental items
On-the-spot claims at all providers
For the most dental items
Up to 50% or more back for most dental services+
With eligible extras cover (up to yearly limits)
Gap-free for kids‡
With eligible combined hospital and extras cover (up to yearly limits)
Members First Platinum
Over 850 clinics nationally
Online claims with myBupa
For most dental items
On-the-spot claims at all providers
For most dental items
Up to 50% or more back for most dental services+
With eligible extras cover (up to yearly limits)
Gap-free for kids‡
With eligible combined hospital and extras cover (up to yearly limits)
100% back on up to two 6-monthly check-up and cleans every year*
With eligible combined hospital and extras cover (up to yearly limits)
Members First Ultimate
Over 140 clinics nationally
Online claims with myBupa
For most dental items
On-the-spot claims at all providers
For most dental items
Up to 50% or more back for most dental services+
With eligible extras cover (up to yearly limits)
Gap-free for kids‡
With eligible combined hospital and extras cover (up to yearly limits)
100% back on two 6-monthly check-up and cleans every year*
With eligible extras cover (claimable outside yearly limits)
100% back on general dental fillings^
With eligible extras cover (up to yearly limits)
This table is only a summary of our dental provider network benefits. Please check your policy details in myBupa or contact us to confirm your eligibility. Waiting periods, yearly limits, benefit claiming restrictions, fund and policy rules apply.
Icon key
Available
Selected Availability
All dental services are subject to yearly limits, with the exception of check-up and cleans at Members First Ultimate practitioners which are covered outside of yearly limits with eligible Bupa extras products. Waiting periods, service restrictions (clinical reasonability rules), fund and policy rules apply.
In addition, we have rules about what you can claim based on usual clinical practice. It means that specific services may have a limit to the number of times they can be claimed within a certain time frame. For example, we generally only pay for a dental check-up claim every six months. Refer to the Important Information Guide for more information.
Visit myBupa to check your cover details. If you have any further questions about your cover, please message us.
There is a standard 2-month waiting period for General Dental cover, and a 12-month waiting period for Major Dental, Endodontic, and Orthodontic cover. These waiting periods apply when you first buy your dental cover, or when you upgrade your cover to receive higher benefits.
However, we may waive your waiting periods if you switch to Bupa from another health fund where you held an equivalent or lower level of cover within 60 days of your old cover ending (provided you have already served your waiting period and pending receipt of your clearance certificate).
From time-to-time, we may also offer to waive 2-and 6-month waiting periods when you join Bupa with eligible products. Keep an eye on our website for new offers.
You'll get 100% back on general fillings at Members First Ultimate providers (up to yearly limits). Covered item numbers are: 161, 511, 512, 513, 514, 515, 522, 523, 524, 525, 531, 532, 533, 534, and 535.
More complicated and expensive fillings, such as indirect restorations, are not eligible for 100% back at Members First Ultimate; you will need Major Dental cover to claim on these types of fillings.
To check your cover and eligibility, call us on 134 135 or request an itemised treatment plan from your dentist.
You can get 100% back on general fillings (on select dental items only, up to yearly limits) at Members First Ultimate dental practitioners with eligible extras products that include cover for General Dental. Ineligible extras covers are Simple Start – Basic Plus, OSHC Extras, FLEXtras and Your Choice Extras 60 where General Dental is not included.
Waiting periods, benefit claiming restrictions, policy and fund rules apply.
If you visit a Members First Ultimate dental practitioner, you can claim 100% back* on up to two 6-monthly check-up and cleans every year (i.e. once every 6 months) , outside your yearly limits. This benefit is exclusive to Members First Ultimate and means you can save your yearly limits for other dental treatment you may need throughout the year. Plus, you can also claim 100% back* on one OPG x-ray every 24 months, otherwise known as Orthopantomograms (Item #037).
Waiting periods, benefit claiming restrictions, policy and fund rules apply.
Bupa owns a nationwide network of dental clinics, most of which are now Members First Ultimate providers. This includes most Bupa Dental, Clearly Dental, and other Independent Bupa Dental clinics.
Find your nearest participating Members First Ultimate dental clinics.
The following item numbers are claimable at both Members First Platinum and Members First Ultimate dental practitioners: 011, 012, 013, 014, 015, 016, 017, 022, 111, 114, 115, 121, 151, and 153. In addition, item number 037 is covered when you visit a Members First Ultimate dental practitioner. Waiting periods, benefit claiming restrictions, policy and fund rules apply.
*At Members First Platinum providers you can receive up to 100% back on dental check-up and cleans (select dental items only) once every 6 months, up to your yearly limits. Available on eligible packaged products or combined hospital and extras products (excluding Freedom 50 Extras, Freedom 60 Extras, Freedom 60 Boost, Extras Saver, Corporate Choice 50, Corporate Benefit 60 Flex, FLEXtras products and Your Choice Extras 60 where General Dental is not included). Waiting periods, benefit claiming restrictions, yearly limits, policy and fund rules apply. Not available in all areas.
^ You can receive 100% back on direct restorations or fillings (select dental items only), up to yearly limits, at Members First Ultimate Providers. Waiting periods, benefit claiming restrictions, policy and fund rules apply. Benefits are payable up to yearly limits or on available remaining limits in relation to your product. Some out of pocket costs may apply if a claim exceeds your yearly limits. Excludes orthodontics and in-hospital treatments. Available on all eligible extras products which includes General Dental (excluding Simple Start – Basic Plus, OSHC Extras, FLEXtras and Your Choice Extras 60 where General Dental is not included). If you choose or require any additional dental services, an out-of-pocket cost may apply.
‡ No gap on selected dental services at Members First providers for child dependants only. Yearly limits, waiting periods, benefit claiming restrictions, fund and policy rules apply. Excludes orthodontics and hospital treatment. Set benefits apply at other recognised providers. Available on combined eligible domestic hospital and extras product. Exclusions apply – please contact a Bupa consultant if you wish to discuss.
** Waiting periods, yearly limits, benefit claiming restrictions, fund and policy rules apply.
+ Yearly limits, waiting periods, benefit claiming restrictions, fund and policy rules apply. For most dental services at Bupa recognised providers, Freedom 50, Freedom 60, Freedom 60 Boost, FLEXtras (where General Dental is selected), Corporate Benefit 60 Flex, and Extras Saver products receive a percentage back as set by the product. For most dental services at Members First providers, eligible extras do not include Freedom 50, Freedom 60, Freedom 60 Boost, FLEXtras, Extras Saver, Corporate Benefit 60 Flex products, and Your Choice Extras 60 where General Dental is not selected.
^^ For most dental services at Members First providers. Eligible extras do not include Freedom 50, Freedom 60, Freedom 60 Boost, FLEXtras, Extras Saver, Corporate Benefit 60 Flex products, and Your Choice Extras 60 where General Dental is not selected. Yearly limits, waiting periods, benefit claiming restrictions, fund and policy rules apply.