^* If you’re an Eligible Customer, you’ll receive from Bupa HI Pty Ltd ABN 81 000 057 590 (Bupa) 12 weeks free health insurance (6 weeks free in year 1, then 6 weeks free in year 2 after you’ve held eligible cover for 14 months), plus 2 and 6 month waiting periods waived on extras. Free periods are applied as an extension of the date you’re “paid to”, with the following exception: Annual payers who join through a Bupa sales consultant will have their first payment reduced by the value of 6 weeks and their third yearly payment reduced by the value of 6 weeks.

Eligibility: An Eligible Customer must: (i) not have held Bupa health insurance within the 12 month period prior to their join date; (ii) take out an Eligible Bupa Health Insurance Policy, being a combined Domestic Hospital and Extras product or packaged product issued by Bupa (exclusions apply); (iii) maintain an Eligible Bupa Health Insurance Policy and pay by direct debit for 28 consecutive days from the join date before the 6 weeks free will be applied, and continue to maintain cover for 14 months before the subsequent 6 weeks free will be applied, with the value of the free weeks based on the level cover held when payment is made; (iv) purchase between 14/01/2026 and 30/09/2026 and commence their policy by 30/10/2026; (v) provide a valid email address; and (vi) use promo code WELCOMEBACK12 if joining online.

General: Yearly limits, other waiting periods, benefit claiming restrictions, policy and fund rules apply. Not available with any other Bupa offers, or to any customers attached to a corporate group including employees (or contractors) of Bupa, or any other Bupa Group company, or if you join via a price comparator. View full terms and conditions of this offer here: https://www.bupa.com.au/campaigns/health-insurance/welcome-back-twelve-weeks-free-terms

¹ Subject to availability, you may be covered for a private room if you request one at any Bupa agreement hospital for services included with your hospital cover (excluding services with restricted cover). Excludes ‘nursing home type patients’, emergency care, same day stays or where a private room is clinically inappropriate. For upcoming treatments, call us on 134 135 to check whether you may be eligible to have a private room.

² You should ask your doctor whether they’ll use the Medical Gap Scheme for your treatment.

³ Yearly limits, waiting periods, fund and policy rules apply. Members will only be able to book general doctor appointments via Blua. Appointments with specialists cannot be booked via Blua. Members who are under 18 years old may need to attend the appointments with a parent or guardian. Available on all eligible extras and combined products that include Blua online doctor appointments. 100% of the appointment fees will be covered for Blua online doctor appointments. Service limit of 3 appointments or 6 appointments per person depending on the eligible extras product. Service provided by third party partner. See blua.bupa.com.au for more details.

⁴ You can receive 100% back on dental check-up and cleans (select dental items only) once every 6 months at Members First Ultimate Providers. Waiting periods, benefit claiming restrictions, policy and fund rules apply. Excludes orthodontics and in-hospital treatments. Available on all eligible extras products which includes General Dental (excluding FLEXtras and Your Choice Extras 60 where General Dental is not included). If you choose or require any additional dental services, any health insurance benefits will also be subject to your yearly limits. Not available in all areas.

⁵ Select direct restoration and general fillings only. Benefit claiming restrictions, waiting periods, yearly limits, fund and policy rules apply. Available on all Extras products with general dental at Members First Ultimate Providers. Not available in all areas.