Why Bupa Home Insurance?
Like any castle, yours is best kept safe. From protecting its roof and four walls, to making sure what you have inside and out – everything that helps make your house a home – is covered.
No matter which level of cover you choose – Gold, Silver or Bronze – you can enjoy peace of mind knowing that your Bupa Home Insurance has your back.
Plus, there’s 24/7 emergency claims assistance for whenever you need a helping hand – day or night.
Already with Bupa? Get rewarded with a discount on your policy because of your Health membership+.
10% OFF+
for Bupa Health
members
15% OFF+
for Bupa Ultimate Health
members
You choose your level of cover.
Because there’s a Bupa Home Insurance option to suit almost any budget.
Buildings and Contents Cover
- What's covered*
- Residential building protection
- Protection for domestic outbuildings such as garages and sheds
- Swimming pools and spas
- Infrastructure for services
- Money
- Furniture
- Jewellery
- Computer and software
Building Only Cover
- What's covered*
- Residential building protection
- Protection for domestic outbuildings such as garages and sheds
- Swimming pools and spas
- Infrastructure for services
- Money
- Furniture
- Jewellery
- Computer and software
Contents Only Cover
- What's covered*
- Residential building protection
- Protection for domestic outbuildings such as garages and sheds
- Swimming pools and spas
- Infrastructure for services
- Money
- Furniture
- Jewellery
- Computer and software
The important bits to know
*Read the Target Market Determination (TMD) plus the relevant Product Disclosure Statement (PDS) for full terms, conditions, limits, inclusions and exclusions.
Gold -
Accidental Damage PDS
The highest level of Bupa Home Insurance includes the usual things, plus cover for items that you accidentally break or lose.*
Silver -
Listed Events PDS
Quality is a great mid-range level of Bupa Home Insurance, with the option to add extra valuables cover and more.*
Bronze -
Fundamentals PDS
Offering protection from floods, fires, break-ins and more, this level of Bupa Home Insurance helps cover the essentials.*
Read the Bupa Home Building Key Facts Sheet and the Bupa Home Contents Key Facts Sheet.
Need to make a claim? You’ll find everything you need to know here.
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Looking for more than just home insurance?
Landlords insurance
Car insurance
Travel insurance
FAQs
Can I take out contents only cover? Or building only cover?
You sure can. And like you can do for Building and Contents Insurance you can also choose your level of cover when it comes to Contents Only and Building Only Insurance.
Am I covered for flood?
Bupa Building and Contents Insurance includes flood cover as an automatic feature. This means that you can rest assured knowing you’re covered for damage caused by water except for storm surge*.
Does Bupa Building and Contents Insurance cover my mobile phone or tablet?
Yes, mobile phones and tablet computers are considered valuable items that make up part of your contents cover. How your device is covered depends on the type of policy you have chosen.
You can cover your mobile device for loss or damage by choosing a Gold - Accidental Damage policy or taking out optional Other Valuables cover within a Silver - Listed Events policy. Otherwise your policy will be covered for the events listed for the type of policy you hold, such as fire, theft from home, etc. Please call 1300 303 523 if you would like more information or to check if your mobile phone is adequately covered.*
Does Bupa Building and Contents insurance cover renovations?
Bupa Home Insurance offers cover for buildings that are being renovated, however some restrictions apply.
- If the value of renovations is greater than $75,000 or is structural, we will not cover you for any legal liability arising from the renovations. Structural renovations are those that affect the overall structure or frame of the home.
- We will not cover you for any water entering your home through an opening made for any renovations or repair work.
You must tell us if you are planning to renovate your property to ensure we can provide you the right cover for the work you are about to start.*
Customer support for family and domestic violence situations
At Bupa, our Travel, Motor Vehicle and Home Insurance policies are issued and underwritten by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 (IAL), who also manage our insurance claims. If you’re suffering from a family and domestic violence situation, please read IAL’s Family and Domestic Violence Policy to understand the ways they can support and assist you.Disclaimer
+Minimum premiums may apply. Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium, we may also limit any increases or decreases in your premium by considering factors including at renewal your previous year’s premium amount. When you purchase your policy and at renewal you may not receive the full discount based on the premium calculation process. For Landlord policies, this discount will not apply to the cost of the liability cover under those policies. This offer can change or be removed at the renewal of a Bupa Home, Car, Landlords, Valuables or Travel policy.
*Please read the Product Disclosure Statement (PDS) for terms, conditions, limits and exclusions that apply.
The General Insurance Code of Practice
We proudly support the General Insurance Code of Practice, which aims to raise the standards of practice and service in the general insurance industry. This includes car insurance, travel insurance and home insurance. For more information, please download a copy of the General Insurance Code of Practice (PDF 140kB) or the Financial Services Guide (FSG) (PDF 258kB).
Bupa Home Insurance is distributed by Bupa HI Pty Ltd ABN 81 000 057 590 an authorised representative of the issuer, Insurance Australia Limited ABN 11 000 016 722 AFSL 227681, trading as CGU Insurance. Any advice is general only and does not take into account your personal circumstances. Consider the relevant Product Disclosure Statement (PDS) available at bupa.com.au/home-insurance and Target Market Determination (TMD) to see if these products are right for you.
Bupa Car Insurance, Bupa Travel Insurance and Bupa Landlords Insurance is distributed by Bupa HI Pty Ltd ABN 81 000 057 590 an authorised representative of the issuer, Insurance Australia Limited ABN 11 000 016 722 AFSL 227681, trading as CGU Insurance. Any advice is general only and does not take into account your personal circumstances. Consider the relevant Product Disclosure Statement (PDS) (Car Insurance, Travel Insurance and Landlords Insurance) and Target Market Determination (TMD) (Car Insurance, Travel Insurance and Landlords Insurance) to see if the product is right for you.