Bupa Home insurance

Apartment, unit or house. Wherever you call home, we can help keep it safe.

Bupa's got your back with cover for storms, fires, floods, and accidental damage. Plus, 24/7 Australian-based emergency support is here to help whenever you need us - day or night.

Get a quote Make a claim

Bupa Health members save 10% each year

Why Choose Bupa Home Insurance?

Bupa prides itself on helping customers deal with unwelcome damage caused by bushfires, storms, or floods. Our customer-first approach to service means we'll be here for you when you need us the most. 

Our Australian-based customer care is here to lend a helping hand 24/7, so you're never alone when trouble comes knocking on your door.

Want to access your policy information anytime? You can, with our self-service portal. 

Why not get a quote from Bupa today?

Find a flexible cover that fits your needs and budget.  

So, you can get back to feeling right at home.

Already with Bupa? Get rewarded with a discount on your policy because of your Health Insurance membership+. 

10% OFF+

for Bupa Health
Insurance members

15% OFF+

for Bupa Ultimate Health
Insurance members

What kind of home insurance do we offer? 

If you're looking to compare home insurance, here's what's in and out across our three cover options.

Because there’s a Home Insurance option to suit most budgets Bupa Home and Contents Cover

Cover for your home and belongings with the flexibility to choose from three levels of protection with our Ultimate, Comprehensive and Basic cover.

Find out more
Bupa Home Cover

Cover for the building you live in, plus other structures on your property like sheds and garages. Choose the right level of protection for you with our Ultimate, Comprehensive and Basic cover.

Find out more
Bupa Contents Cover

Cover for your items at home, from jewellery to furniture and home fittings like carpet and curtains. Choose the right level of protection for you with our Ultimate, Comprehensive and Basic cover.

Find out more
Residential buildings
Domestic outbuildings like garages and sheds
Permanently installed swimming pools and spas
Infrastructure supplying services like electricity and gas
Money
Furniture
Jewellery
Computer and software
Bupa Insurance benefits are subject to terms, limits and exclusions. For full details, read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) on this website which explains who the products are suitable for.

The important bits you’ll need to know


Prior to 1 July 2022, insurance was issued by Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance.

Need emergency home assistance?* Call us on 02 7201 506**
*Applies to customers with Home Emergency Assist cover included as part of their insurance policy.
**Call charges apply.

Need to make a claim? You'll find everything you need to know here.

If you have feedback or a complaint about a General Insurance product underwritten by CGU (policy issue date before 1 July 2022), find out more here. If you have a General Insurance product underwritten by Hollard and administered by Open (policy issue date on or after 1 July 2022), find out more here. 

3 things to do when the unexpected happens:

Looking for more than just home insurance?

Landlords Insurance tile

Landlords insurance

Safeguard your most valuable investment against theft and damage due to natural disasters with optional extras to cover your property, its contents, or both. Plus, Bupa Health Insurance members get 10% off+ and Bupa Ultimate Health Insurance members get 15% off+.
Car Insurance tile

Car insurance

Get back on the road sooner with 24/7 Australian-based claims support and optional extras like Roadside Emergency Assist. Plus, Bupa Health Insurance members get 10% off+ and Bupa Ultimate Health Insurance members get 15% off+.

Travel Insurance tile

Travel insurance

Travel knowing you have unlimited overseas medical cover~ and Australian-based case managers for 24/7 emergency assistance. Plus Bupa Health Insurance Members get 15% off#.


~The term 'Unlimited' here means there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply. Please refer to the Policy Benefits and General Exclusions Sections of the Product Disclosure Statement (PDS) for further details.

#Bupa Health members are able to obtain a 15% discount on Bupa Travel Insurance by successfully entering their membership number into the ‘Member Number’ section when entering trip details or by advising a consultant over the phone. This discount is based on standard premium rates. Not to be used in conjunction with any other offer. Terms, conditions, limits and exclusions apply. Refer to the Product Disclosure Statement (PDS).

Home Insurance FAQs

Disclaimer

+Bupa Health members get a 10% discount and Bupa Ultimate Health members get a 15% discount that applies to their Bupa Home, Landlords, Car, and Pet Insurance policies for each year they are a Bupa Health member. Minimum premiums apply and may reduce the full advertised discount. We reserve the right to withdraw this discount at any time.

#Bupa Health members are able to obtain a 15% discount on Bupa Travel Insurance by successfully entering their membership number into the ‘Member Number’ section when entering trip details or by advising a consultant over the phone. This discount is based on standard premium rates. Not to be used in conjunction with any other offer. Terms, conditions, limits and exclusions apply. Refer to the Product Disclosure Statement (PDS).

*Please read the Product Disclosure Statement (PDS) on this website for terms, conditions, limits and exclusions that apply.

Bupa Home, Landlords, and Car Insurance is distributed by Bupa HI Pty Ltd ABN 81 000 057 590 (Bupa), an authorised representative (no. 354269) of Open Insurance Pty Ltd ABN 23 166 949 444, AFSL 451712 (Open). It is issued by Open on behalf of the insurer, The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436 (Hollard). Bupa and Open act as agents of Hollard and not on your behalf. Any advice is general only and does not take into account your personal circumstances. First read, on this website, the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) as well as the Target Market Determination (TMD) to help you decide if a product is right for you.

Bupa Travel Insurance is distributed by Bupa HI Pty Ltd (Bupa), an authorised representative of Open Insurance Pty Ltd, AFSL 451712 (Open). Open arranges this insurance as agent for AWP Australia Pty Ltd, AFSL 245631 trading as Allianz Global Assistance (AGA). AGA issues and manages travel insurance as agent for the insurer Allianz Australia Insurance Ltd, AFSL 234708. Terms, conditions, limits and exclusions apply. Any advice is general only and does not take into account your personal circumstances. Bupa, Open and AGA receive a percentage of the premium as commission. Before purchasing, consider the Product Disclosure Statement (PDS) and Financial Services Guide (FSG). Target Market Determination (TMD) available at bupatravelinsurance.com.au/tmd

Bupa Pet insurance is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, is arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and is promoted and distributed by PetSure's Authorised Representative (AR) Bupa HI Pty Limited ABN 81 000 057 590, AR 354269. Any advice provided is general only, and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing. PDS and Target Market Determination (TMD) available at  bupa.com.au/pet-insurance to see if these products are right for you.

Customer Support for family and domestic violence situations
If you are affected by a domestic or family violence situation, please read the applicable domestic and family violence policy here, to understand the ways they can support and assist you:
The General Insurance Code of Practice

We proudly support the General Insurance Code of Practice, which sets out the standards that general insurance companies must meet when providing services to their customers. The Code covers car insurance, home insurance, travel insurance and pet insurance. You can read and download the Code at: codeofpractice.com.au.