Unemployment Cover pays your health insurance premiums for up to 12-months, in the event that the main income earner on the policy becomes involuntarily unemployed because of retrenchment or redundancy from full-time employment.
Subject to eligibility criteria.
What am I covered for?
If you have Unemployment Cover on your policy and you’re involuntarily retrenched or made redundant from full-time employment, from the start of your second month of unemployment your health insurance premiums will be covered (at the same level of cover) from between 3 to 12 months while you remain unemployed. Eligibility criteria applies.
What policy provides Unemployment Cover?
You will be eligible for Unemployment Cover benefits if you are on one of the following Bupa private health insurance policies:
- Gold Ultimate Health Cover
- Gold Hospital
- Silver Plus Hospital
- Top Hospital Cover with Excess Bonus – Gold
- Hospital Cover with Excess – Gold
- Top Hospital Nil Excess – Gold
Unemployment Cover conditions
If you have a single, single parent, single parent plus, couple, family or family plus membership only the main income earner is eligible. Only one unemployment claim can be made for the lifetime of the policy per member.
The main income earner must:
- Have been employed for at least six months with the same company prior to your involuntary retrenchment or redundancy.
- Not be a contractor or in self-employment.
- Have held your health cover for 12 months before your involuntary retrenchment or redundancy.
- Have started their period of unemployment in the last 12 months.
- Have paid their policy in advance by one month of the retrenchment or redundancy date.
- Provide proof of your unemployment every three months, in line with our reasonable requirements and remain unemployed from full-time work for the duration of the Unemployment Cover benefit, but returning to part-time or casual work is permitted.
Contact Bupa
For more information on how to claim under your Unemployment Cover contact us on 134 135 or visit your local Bupa store.
This Group Policy is issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507) to Bupa Australia Pty Ltd and arranged and administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713).