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Premium Review FAQs

Bupa has announced an average premium increase in 2016 of 5.69%

This change will take effect from 1 April 2016.

On average, Bupa health insurance will increase by around $2.50 per week for a typical single Bupa member and $5.60 per week for a family (before any rebate or discount).

Once a year, your premium will change as part of an industry-wide review. There are a number of factors driving increases to premiums, including:

  • the increasing costs of medical technology and healthcare delivery
  • Australia’s ageing population
  • a decrease in the Australian Government rebate amount.

More information about health insurance premium changes is available at: 
http://www.bupainfo.com.au/increases/

Is my health insurance premium increasing? 

Yes. The Australian Government has agreed to an average premium increase for Bupa members of 5.69% from 1 April 2016. All health insurers increase their prices at this time of year.

Why is my health insurance premium increasing? 

We know our members don’t like premium increases, however they are required to help offset the high rate of healthcare inflation and the spiralling costs of health treatments and delivery.

Hospital and medical services inflation is running at 6.8%, and last year we paid $5.2 billion in benefits, up 8.2%.

How much are premiums increasing by? 

The rate of increase will vary for different products, however, health insurance will increase by on average by around $2.50 per week for a typical single Bupa member and $5.60 per week for a family (before any rebate or discount).

How will I know what my premium increase is? 

We will be contacting all members through March to advise of any premium or significant product changes.

When will my premium increase take effect? 

1 April 2016.

Why do premiums go up each year? 

Premium increases are driven by an ageing population which needs more medical and surgical care, new and expensive medical technology and treatment options, the increasing costs of healthcare providers, and a decrease in the Australian Government rebate amount.

Why are some customers’ premium increases different to the average? 

Although the premiums for all products will increase to offset the rising costs of healthcare, the rate of increase will vary based on the previous year’s claims activity. These adjustments help ensure that the product is sustainable.

Need assistance about your premium?

To make sure you’re getting value out of your health insurance and to help ensure that your cover is right for you

Call us on 134 135

Small iconOr visit your local Bupa centre