Choosing private health insurance should be a worry-free as possible. Based on the information that you have given us, the following covers best suit your needs.
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Payment |
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Cover level |
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| Benefits included on cover: | ||||||||||||||||||||||||
| Accommodation for overnight and same day stays | ||||||||||||||||||||||||
| Operating theatre, intensive care, fees | ||||||||||||||||||||||||
| Allied services (i.e. Physiotherapy in hospital) | ||||||||||||||||||||||||
| Private hospital | ||||||||||||||||||||||||
| Public hospital | ||||||||||||||||||||||||
| Inpatient medical | ||||||||||||||||||||||||
| Outpatient medical | ||||||||||||||||||||||||
| Emergency department fees | ||||||||||||||||||||||||
| DIBP visa compliant (eg 457 visas) | ||||||||||||||||||||||||
| Inpatient services included on cover: | ||||||||||||||||||||||||
| Pregnancy (childbirth) | ||||||||||||||||||||||||
| Assisted reproductive services (including IVF treatment) | ||||||||||||||||||||||||
| Cosmetic surgery that is not clinically necessary | ||||||||||||||||||||||||
| All other inpatient treatments receiving a Medicare benefit | ||||||||||||||||||||||||
| Additional items: | ||||||||||||||||||||||||
| Outpatient pharmacy benefits | ||||||||||||||||||||||||
| 100% emergency ambulance services | ||||||||||||||||||||||||
| Repatriation benefits | ||||||||||||||||||||||||
| Family in-hospital benefit that helps pay for in-hospital partner/family accommodation or meals | ||||||||||||||||||||||||
| Crutches and wheelchairs benefit | ||||||||||||||||||||||||
| Cover for extras services (e.g. Dental, optical, physiotherapy) | ||||||||||||||||||||||||
| Excesses and co-payments: | ||||||||||||||||||||||||
| Excess Options | ||||||||||||||||||||||||
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Key
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Payment |
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Cover level |
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| General Dental |
| Major dental |
| Orthodontics |
| Optical |
| Physiotherapy |
| Chiropractic and osteopathy |
| Occupational Therapy |
| Speech Therapy |
| Eye Therapy |
| Psychology |
| Podiatry |
| Natural Therapies |
| Health Management Extras Service |
| Dietary |
| Pharmacy |
| Health aids and appliances |
| Home Nursing |
| Travel and accommodation expenses |
| Emergency Ambulance Services |
Covered
Not Covered
Covered - Medium benefits
Please note: Minimum benefit applies to cardiac services
