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Compare health covers

Health insurance cover for:

Choosing private health insurance should be a worry-free as possible. Based on the information that you have given us, the following covers best suit your needs.


    Hospital products
    Package products


Cover level


Benefits included on cover:
Accommodation for overnight and same day stays
Operating theatre, intensive care, fees
Allied services (i.e. Physiotherapy in hospital)
Private hospital
Public hospital
Inpatient medical
Outpatient medical
Emergency and administration fees
DHA visa compliant (eg 457, 482 visas)
Inpatient services included on cover:
Pregnancy and birth related services
IVF and assisted reproductive services
Reconstructive surgery
Cosmetic surgery
Cardiac and cardiac related services
All other inpatient treatments receiving a Medicare benefit
Additional items:
Outpatient pharmacy benefits
100% emergency ambulance services
Repatriation benefits
Family in-hospital benefit that helps pay for in-hospital partner/family accommodation or meals
Crutches and wheelchairs benefit
Cover for extras services (e.g. Dental, optical, physiotherapy)
Excesses and co-payments:
Excess Options


    Extras products
    Package products


Cover level


General Dental
Major dental
Chiropractic and osteopathy
Occupational Therapy
Speech Therapy
Eye Therapy
Natural Therapies
Health Management Extras Service
Health aids and appliances
Home Nursing
Travel and accommodation expenses
Emergency Ambulance Services

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I need cover for
Single Parent
My date of birth
My partner's date of birth
My location
I will be living in
Australian Capital Territory: e.g. Canberra  
New South Wales: e.g. Sydney, Newcastle, Wollongong  
Northern Territory: e.g. Darwin, Alice Springs  
Queensland: e.g. Brisbane, Goldcoast, Townsville  
South Australia: e.g. Adelaide  
Tasmania: e.g. Hobart  
Victoria: e.g. Melbourne, Geelong, Bendigo  
Western Australia: e.g. Perth, Broome  
My visa
Main country of citizenship
Visa type

Small icon tickCovered

Small icon crossNot Covered

AMA Fee - Australian Medical Association

MBS Fee - Medical Benefit Schedule Fee

R icon - Restricted coverRestricted Cover
Please note: If a treatment is listed as restricted, we will only pay minimum benefits for that relevant treatment. This means that if you go to a public or private hospital for these treatments, most of the time, the hospital will charge a lot more than what we will pay, so you are likely to have a large amount to pay yourself.

* - you pay the PBS co-payment fee then we will take care of up to $50 per script item. A yearly limit of $300 per person applies

^ you pay $20, we refund up to 60% of the balance per script item up $300 per person per calendar year

# you pay $20, we refund up to 90% of the balance per script item up $600 per person per calendar year