With Bupa Extras* cover, we’ll pay towards the cost of treatment you receive from any Bupa recognised provider, up to yearly limits. We’ve also built networks of providers to keep your costs as low as possible.
In choosing your provider, you might weigh up location, recommendations, or a range of other things, but if cost is important to you, getting treatment with a provider in our network could make your healthcare more affordable.
There’s 3 main parts of our network: Members First Platinum Dentists, Members First Providers, and Recognised Providers.
*Members First Platinum (pay nothing for dental check-ups) and Pay Nothing for kids not available on Freedom 50 Extras and Freedom 60 Extras products and Your Choice Extras 60 where general dental is not included.
Members First Platinum
Dental
Pay nothing for dental check-ups
On eligible combined products, you could pay nothing for your regular dental check-up and cleans, up to yearly limits at Members First Platinum dentists.#
This includes bitewing x-rays, and mouthguards, if you need them.
Plus, you’ll get all the benefits of Members First on most other dental services.^
Am I eligible?
To be eligible, you need to:
- Hold an eligible combined extras and hospital cover
- Have served your waiting period; and
- Have enough left in your yearly limits.
#At Members First Platinum providers you can receive up to 100% back on dental check-up and cleans (select dental items only) once every 6 months, up to your yearly limits. Available on eligible packaged products or combined hospital and extras products (excluding Freedom 50 Extras, Freedom 60 Extras, Freedom 60 Boost, Extras Saver, Corporate Choice 50, Corporate Benefit 60 Flex, FLEXtras products and Your Choice Extras 60 where General Dental is not included). Waiting periods, benefit claiming restrictions, yearly limits, policy and fund rules apply. Not available in all areas.
^Excludes Freedom 50 Extras, Freedom 60 Extras, Freedom 60 Boost, Corporate Benefit 60 Flex, Corporate Choice 50, Extras Saver, FLEXtras products and Your Choice Extras 60 where General Dental is not included. Waiting periods, fund and policy rules apply.
Find out more about Members First Platinum Find a Members First Platinum dentistGet more back at Members First
Dental
Physio
Chiro
Podiatry
What do I get at Members First providers?
We pay more, so you pay less
For most dental, physio, podiatry and chiro consultations, you'll generally get more money back.
How to get more from our Members First providers.
†Depending on your cover, you could get 50% or more back on most dental, physiotherapy, chiropractic and podiatry consultations at Members First providers, up to yearly limits.
†Applies to included services only. Bupa has Members First providers for these services. Not available in all areas. Percentage back can vary depending on your level of cover, and benefit claiming restrictions. Waiting periods, yearly limits, policy and fund rules.
Gap Free for Kids
Pay nothing on most dental, physio, chiro, selected podiatry visits for kids included on your policy.
Who’s Eligible?
- Kids on their parents’ family policies on an eligible policy. So, if you're on your own policy, this offer doesn’t apply.
Which policies is this available on?
Gap Free for Kids is available on:
- Gold Ultimate Health Cover
- Ultimate Corporate Health Cover
Any of the below, when combined with Hospital cover:
- Top Extras 60
- Top Extras 75
- Top Extras 90
- Corporate Classic
- Corporate Advantage
- General Extras
- Premier Extras
- Signature Extras
- Executive Extras
- Corporate Extras
- Corporate 60
- Corporate 60 Benefit
- Corporate 70
- Corporate 70 Benefit
- Corporate 80
- Corporate 80 Benefit
- Corporate 90
- Corporate Mid Extras
- Corporate Advanced Extras
- Corporate Total Extras
Easy claiming
At most Members First providers, you can simply swipe your Bupa membership card, and your claim’s been made. You pay anything left over.
The conditions of Members First
- Some of our older covers don’t include Members First benefits (Not included on Extras Select Super Benefit, Extras Select Value, Extras Select, Extras Super Benefit, Extras Benefit, All Extras).
- It doesn’t include orthodontics, orthotics or hospital treatments.
- You need to have served your waiting period.
- Up to yearly limits.
- Policy and fund rules apply.
Recognised providers
If we recognise a provider, we’ll pay:
- A basic, set amount toward the cost of any extras services covered under your policy.
- It will usually be a lower amount than we’d pay for services from Members First Platinum, and Members First providers.
Other times we pay set amounts
We’ll also pay set amounts, rather than paying a percentage of the cost, for:
- Orthodontics
- Some specific treatments listed on your policy information. You can get a copy of your policy information in myBupa.