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Hospital and Extras Cover

With combined hospital and extras cover, you'll have more control over where and when you have your hospital treatments. You'll also be able to claim money back for everyday health services like dental, physio and optical.

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Why choose Bupa?

Quality cover

Some hospital policies out there have so many exclusions that you’ll wonder what you are paying for. But with Bupa, you'll have peace of mind knowing that you're covered for more than just accidents no matter what your budget is. You'll also have access to everyday value, even if you don't ever use your cover.

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Privacy when it counts

We believe that the word ‘private’ should actually mean private. That’s why whether you choose a basic or top hospital cover with us, you’ll be covered for a private room in most private hospitals across Australia for the services included on your policy*. Plus if you pre-book at a Members First hospital you’ll receive a private room or you’ll get $50 back per night~.

More value with Members First

We’ve teamed up with a wide network of dentists, optometrists, chiros, physios and podiatrists all over Australia to remove your out-of-pocket worries. We call them ‘Members First providers’. Depending on your cover, you’ll get 60 to 100% back on most dental, optical, physio, chiro and podiatry visits at Members First providers up to your yearly limits^.

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So many more reasons to choose Bupa Learn more for bupa insurance
    * Private room not covered for restricted cover services that are excluded or have restricted cover. At Bupa agreement hospitals only, room availability and eligibility criteria apply.
    ~ Subject to availability and eligibility. Private room must be booked and requested at least 24hrs before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital. Applies to overnight admissions only. Excludes 'nursing home type patients', emergency care, same-day stays or where a private room is medically inappropriate.
    ^ For most items covering dental, physio, podiatry consultations and selected optical packages. Excludes orthodontics and hospital treatments. Fund and policy rules, and waiting periods apply.

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