It’s easy to overlook your oral health while you’re busy in your every day life, until something doesn’t feel right and a trip to the dentist becomes a priority.
Did you know around 90% of serious dental problems are the result of tooth decay and gum disease, which are usually preventable if identified and treated early?1
This is important because tooth decay affects almost 50% of Australian children by the age of 12,2 while Australian adults collectively lose 3 million hours of paid work or study every year due to dental health issues.3
*Minimum direct debit frequency is fortnightly. Price is for a single in NSW under the age of 65. Base tier Australian Government Rebate included.
Good oral hygiene at home is a great start but it’s important to prepare for the unexpected. Bupa extras with dental cover could help you save on out-of-pocket expenses.
There are different levels of Bupa extras cover to suit different needs, from a check-up and clean to more specialised treatments.
Learn more about Bupa Dental clinics
A Bupa Dental clinic might be closer than you think
Find your local Bupa Dental clinic in Australia. Most Bupa Dental clinics are part of the Members First Platinum network.
Your health insurance policy should reflect your specific needs, so it’s important to discuss the level of cover with your health insurance provider.
If you’re not sure of your extras cover limit, you can use the myBupa app to check and see how much you have remaining. Alternatively, please call 134 135 or visit your nearest Bupa Store for a friendly chat.
Yes, all Bupa Dental clinics are part of the Members First network of practices.
For clinics that are Members First Platinum, this means that with extras cover including general dental, you’ll pay nothing for regular dental check-ups, up to yearly limits.8
With Bupa health insurance with dental extras cover, you could get 50% to 100% back on most dental depending on your extras cover, up to your yearly limit, at a Bupa Dental Members First practice.
You can access your Bupa health insurance policy quickly and easily when you log into your account at bupa.com.au and clicking on ‘View cover details.’
If you prefer, speak with a customer service team member on 134 135 or at your local Bupa store.
REFERENCES
1 Australian Institute of Health and Welfare, Harford JE & Islam S 2013. Adult oral health and dental visiting in Australia: results from the National Dental Telephone Interview Survey 2010. Dental Statistics and Research Series no. 65. Cat. No. Den227. Canberra. AIHW.
2 Australian Institute of Health and Welfare. Chrisopoulos S & Harford JE 2013. Oral health and dental care in Australia: key facts and figures 2012. Cat. no. DEN 224. Canberra: AIHW.
3 Australian Institute of Health and Welfare, Harford JE & Islam S 2013. Adult oral health and dental visiting in Australia: results from the National Dental Telephone Interview Survey 2010. Dental Statistics and Research Series no. 65. Cat. no. DEN 227. Canberra: AIHW.
4 For most dental services at Members First providers. Eligible extras do not include Freedom 50, Freedom 60, Freedom 60 Boost, FLEXtras,Extras Saver, Corporate Benefit 60 Flex products, and Your Choice Extras 60 where General Dental is not selected. Yearly limits, waiting periods, benefit claiming restrictions, fund and policy rules apply.
5 At Members First Platinum providers you can receive up to 100% back on dental check-up and cleans (select dental items only) once every 6 months, up to your yearly limits. Available on eligible packaged products or combined hospital and extras products (excluding Freedom 50 Extras, Freedom 60 Extras, Freedom 60 Boost, Extras Saver, Corporate Choice 50, Corporate Benefit 60 Flex, FLEXtras products and Your Choice Extras 60 where General Dental is not included). Waiting periods, benefit claiming restrictions, yearly limits, policy and fund rules apply. Not available in all areas.
6 You can receive 100% back on direct restorations or fillings (select dental items only), up to yearly limits, at Members First Ultimate Providers. Waiting periods, benefit claiming restrictions, policy and fund rules apply. Benefits are payable up to yearly limits or on available remaining limits in relation to your product. Some out of pocket costs may apply if a claim exceeds your yearly limits. Excludes orthodontics and in-hospital treatments. Available on all eligible extras products which includes General Dental (excluding Simple Start – Basic Plus, OSHC Extras, FLEXtras and Your Choice Extras 60 where General Dental is not included). If you choose or require any additional dental services, an out-of-pocket cost may apply.
7 Waiting periods, benefit claiming restrictions, fund and policy rules apply. Limits also apply to how often you can claim on an extras service, based on usual clinical practice. For example, we’ll generally only pay for a scale and clean once every six months.
8 At Members First Platinum providers you can receive up to 100% back on dental check-up and cleans (select dental items only) once every 6 months, up to your yearly limits. Available on eligible packaged products or combined hospital and extras products (excluding Freedom 50 Extras, Freedom 60 Extras, Freedom 60 Boost, Extras Saver, Corporate Choice 50, Corporate Benefit 60 Flex, FLEXtras products and Your Choice Extras 60 where General Dental is not included). Waiting periods, benefit claiming restrictions, yearly limits, policy and fund rules apply. Not available in all areas.
^ Select direct restoration and general fillings only. Benefit claiming restrictions, waiting periods, yearly limits, fund and policy rules apply. Available on all Extras products with general dental at Members First Ultimate providers. Not available in all areas.
† If claimable from another source, a benefit won’t be paid by Bupa. Benefits for ambulance transportation is only payable where the provider describes the transportation as an ‘Emergency’. For more, see the Important Information Guide. There is a 1 day waiting period for emergency ambulance and on-the-spot treatment.
§ Percentage back may vary depending on your level of cover, and benefit claiming restrictions. For most services at our Members First providers covering dental, physiotherapy, chiropractic and podiatry consultations. Bupa has Members First providers for these services. Not available in all areas. Waiting periods, yearly limits, policy and fund rules apply. Applies to included services only.