Bupa helps you look after your health while working in Australia

Without the right cover, health care in Australia can be expensive. Our health insurance gives you real value while you're here, with cover options available for visas 400, 403, 407, 408, 482, 485.1
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Bupa health insurance for overseas visitors can help cover some of the costs of going to hospital. This can include accommodation fees in a public or private hospital, and medical costs such as doctor fees. Your cover will list exactly which services you're covered for, and any waiting periods.

All Bupa hospital cover for overseas visitors includes unlimited emergency ambulance cover.4 It also includes cover for visits to the doctor, blood tests, diagnostic imaging such as x-rays, and eligible outpatient pharmacy items.5
Bupa health insurance for overseas visitors can help cover some of the costs of going to hospital. This can include accommodation fees in a public or private hospital, and medical costs such as doctor fees. Your cover will list exactly which services you're covered for, and any waiting periods.

Extras cover can help with the cost of everyday health services like dentist visits, physiotherapy, glasses, and more (up to yearly limits, once you’ve served your waiting periods). Bupa’s network of over 200,000 healthcare professionals gives you plenty of choice on where to go for treatments.6 Extras cover isn’t included on standard overseas visitors cover, but it’s easy to add it when you choose your policy.
FAQs All of Bupa's working visa cover options are designed to meet the ‘adequate health insurance’ requirement set by the Department of Home Affairs under visa condition 8501. However, if you’re on a student visa, our Overseas Student Health Cover (OSHC) is more suitable. While in Australia on a 482 visa, you must maintain 'adequate health insurance' for you and any family members travelling with you. This condition also applies to other working-type visas, such as subclass 482, 403, 407, and more.

To help you satisfy this visa condition, you can take out working health cover with Bupa and we'll provide you with a confirmation of cover visa verification letter to support your visa application. No, you won't have to re-serve any waiting periods you've already served, provided your switch while your cover is still active, or within 60 days of it ending.

Whether you're switching from another policy or from another fund, Bupa can help cancel your previous policy and arrange for any relevant waiting periods to be recognised. It's important to note that if you upgrade your cover, you'll need to serve waiting periods for any services that weren’t included on your previous cover.
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Have questions? Talk to a health insurance specialist to figure out what works best for you. All times are AEST/AEDT.

1 Some Australian visas require overseas visitors to maintain adequate health insurance while they’re in Australia. While Bupa makes particular overseas visitor cover available to visitors in these subclasses, you will need to check with the Department of Home Affairs whether the cover you intend to purchase meets the conditions attaching to your specific visa subclass. For more information, please visit the Department’s website.

2 Fund and policy rules apply. Yeary limits apply to Essential Lite Visitors cover, but these limits will be waived (only in relation to Blua consultations) until further notice. 100% of the appointment fees will be covered for Blua online doctor appointments. Members will only be able to book general doctor appointments via Blua. Appointments with specialists cannot be booked via Blua. Members who are 15 and over are required to book their own appointment using their own Bupa Digital Identify login. Members who are under 15 years old may need to attend the appointments with a parent or guardian. Service provided by third party partner.

3 Visit https://immi.homeaffairs.gov.au/supporting/files/visas-subject-condition-8501.pdf to learn more about visas subject to condition 8501.

4 If claimable from another source, a benefit won’t be paid by Bupa. Benefits for ambulance transportation is only payable where the provider describes the transportation as an ‘Emergency’. For more, see the Important Information Guide.

5 Waiting periods, annual limits and fund and policy rules apply.

6 Extras service providers must meet certain requirements to be recognised by Bupa and for us to pay towards the cost of your treatment. Waiting periods, yearly limits, policy and fund rules apply. Percentage back may vary depending on benefit claiming restrictions.