A waiting period is the period of time between when you join us and when you are covered for a service or treatment. If you receive a service or treatment during this time, you are not eligible to receive a benefit or payment from us, regardless of when you submit the claim. Different waiting periods apply for different services.
Some things, like emergency ambulance transport or treatment received as a result of an accident occurring after joining will not attract a waiting period and you will be covered from day one.
Other treatments involve what's known as a waiting period. This starts when you join Bupa. There are different waiting periods for different medical conditions and treatments.
The following waiting periods apply for Hospital cover:
The following waiting periods apply for Extras cover: