If you’re an Australian resident and planning to travel overseas you can suspend your membership while you’re away.
How do I suspend my membership?
It’s easy. Simply have your travel dates confirmed and make the request by either;
Am I eligible to suspend my membership?
To be eligible to suspend your membership you must:
How long can I suspend my membership for?
Your membership can be suspended:
What do I need to do when I return from overseas?
When you return to Australia:
Things you need to know while your membership is suspended
If you decide to cut your travels short you are required to notify Bupa within 30 days of your return to alter your recommencement date and to ensure you are covered.
Suspending your membership means that you will not be covered for any service or treatment for the duration of your suspension.
If you return from suspension within two years and your membership has a payment made, your new premium will not incur Lifetime Health Cover (LHC) as a result of your suspension. After you resume your membership, any period for which your membership is not paid will be classed as absent days so it is important that you ensure your membership remains financial.
If you extend your suspension beyond two years a payment will be required to ensure your LHC is not affected.
While you are on suspension you will be considered as not holding an appropriate level of hospital cover. At the end of the financial year, if your income is likely to be subjected to means testing for the additional Medicare Levy Surcharge (MLS) you may incur the additional MLS for your period of suspension. For more information go to bupa.com.au/MLS or speak to your tax adviser.