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Working in Australia

Welcome. Whether you are looking to meet visa requirements or simply looking for peace of mind during your time in Australia, we can help.

Choose your health cover

ALL OF OUR COVER OPTIONS WILL PROVIDE THE FOLLOWING:

Australian Government

100% Australian Government Visa compliant cover

health insurance visa letter

Instantly receive your health insurance letter

Top quality

Access to private and public hospitals as well as private doctors and specialists

Emergency ambulance

100% emergency ambulance cover

Essential Visitors Cover

Best seller
From $24.20 per week#
Select cover
Hospital only

This hospital only health cover would suit anyone looking for basic essentials like emergency ambulance, accidental injury, as well as some specific hospital services.

Hospital and Medical

Level of cover
Medium
Inpatient (in hospital) medical services
Medium
i
Outpatient medical services
Medium
i
Outpatient pharmacy benefits
60%
i

Extras - There are no extras with this cover however you can add extras to your cover for an additional cost#

Dental
Optical
Physio
Chiropractic
Natural therapies
Antenatal & postnatal services
Speech therapy
Occupational therapy

Essential Plus Visitors Cover

From $30.05 per week#
Select cover
  Hospital and Extras

This packaged health cover is designed for anyone looking for cover with more than the basic essentials, with extras like dental and optical.

Hospital and Medical

Level of cover
Medium
Inpatient (in hospital) medical services
Medium
i
Outpatient medical services
Medium
i
Outpatient pharmacy benefits
60%
i

Extras - 50% of fees covered for^

Dental
 $300 yearly limit
Optical
 $150 yearly limit
Physio
 $200 combined yearly limit
Chiropractic
 $200 combined yearly limit
Natural therapies
 $200 combined yearly limit
Antenatal & postnatal services
Speech therapy
Occupational therapy

Platinum Visitors Cover

From $77.57 per week#
Select cover
  Hospital plus extras

This health cover is designed for people who want to be protected from the unexpected and like peace of mind.

Hospital and Medical

Level of cover
High
Inpatient (in hospital) medical services
High
i
Outpatient medical services
High
i
Outpatient pharmacy benefits
90%
i

Extras - 90% of fees covered for^

Dental
 $1200* yearly limit^
Optical
 $300 yearly limit
Physio
 $550* yearly limit
Chiropractic
 $550* yearly limit
Natural therapies
 $700* yearly limit - combined with pharmacy, psychology, podiatry and health appliances
Antenatal & postnatal services
 $400* combined yearly limit
Speech therapy
 $500* yearly limit - combined with services
Occupational therapy
 $500* yearly limit - combined with services

Don't forget you may have a waiting period of up to 12 months. There are other services that are not privately covered or not covered at all by Bupa under any of our covers. Yearly limits are based on year one maximums once the waiting period has been served. Fund and policy rules, yearly limits and waiting periods apply. ^At all recognised providers. *This amount increases year on year up to a maximum of six years. #All prices include GST and are based on a single person. Sub-limits apply for Extras to Essential Plus.

Why get overseas health cover?

1

Visas. For visas such as the below, the government requires you to have adequate arrangements for health insurance while you are in Australia. We will instantly provide you with a visa letter when you join.

457

The Temporary Work
(skilled) 457 visa

You are required to have health insurance for yourself and any family members that are travelling with you on the 457 visa.

+

To be granted a 457 visa, you must make adequate arrangements for health insurance for yourself and your family members travelling with you. All of our working overseas visitor covers fulfil this requirement; so once you have applied for cover with us, we will email you a health insurance visa letter to support your 457 visa application.

If you are enrolled with Medicare under a Reciprocal Health Care Agreement (RCHA) and have a Reciprocal Medicare card, you will be considered as having met this requirement. However, even if you are eligible for Reciprocal Medicare benefits you can only apply for Reciprocal Medicare once you arrive in Australia. So, if you apply for your 457 visa outside of Australia you will still have to arrange health insurance and provide proof that you have fulfilled this requirement to support your visa application.

Reciprocal Medicare means you'll only be covered for treatment that is deemed medically necessary and does not cover you for important things such as ambulance services. Overseas visitors cover can help ensure you are covered if the unexpected does happen, offering you greater peace of mind.

485

The Temporary
Work (skilled) 485 visa

All our working overseas visitor covers meet the 485 Department of Immigration and Border Protection (DIBP) health insurance requirement.

+

As part of the Temporary Graduate visa (subclass 485) you are responsible for all of your health costs while you are in Australia. You will need to switch your Overseas Student Health Cover (OSHC) to an Overseas Visitors Cover (OVC) before your OSHC expires.

You will not be covered by Medicare unless your country has a Reciprocal Health Care Agreement (RHCA) with Australia. If you are not from a RHCA country it is important that you have adequate health insurance.

2

Peace of mind. Enjoy your time in Australia with peace of mind that you are have health cover in place. You can call our overseas health advice phone line at any time for assistance.

3

Tax. If you are a citizen of a country with a Reciprocal Health Care Agreement (RHCA) you may be eligible to receive the government rebate as a premium reduction. You may also be subject to paying the Medicare Levy Surcharge if your income is over a certain amount. To find out more about the government rebate and the Medicare Levy Surcharge click here.

Why get Bupa?

Exclusive discounts
Bupa Plus -
Exclusive range of health discounts, tools and information for members
24 hour overseas
24 hour overseas
health advice line
Access a range of tools
Access a range of tools and apps to help you find a healthier you.
Suspend your cover
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