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Health Insurance

Get Bupa Health Insurance.

Get cover

Get quality health cover plus much more

Get a healthier and happier start to 2017 with our guides below.

Happier Me

Get a head start on your life admin

Healthier Me

How to meal plan like a pro

Healthier Family

Get your family moving

Happier Me

2017 is the year of Dancercise

Quality cover starts here

 

Bupa Plus

Even when you’re in great health, there are still plenty of ways to get everyday value thanks to Bupa Plus. An exclusive range of rewarding health discounts, tools and more to help you live a healthier, happier life.
Find out more

 

Privacy when it counts

We believe that the word ‘private’ should actually mean private. That’s why whether you choose a basic or top hospital cover with us, you’ll be covered for a private room in most private hospitals across Australia for the services included on your policy*. Plus if you pre-book at a Members First hospital you’ll receive a private room or you’ll get $50 back per night 1

 

Quality cover

Some policies out there cover you for little more than accidents in a private hospital. Our options are designed to cover common procedures that you’re likely to need when you’re younger, with options depending on your budget.

 

More value with Members First

We’ve built great relationships with thousands of providers in our Members First extras network, which includes dentists, physios, chiros, podiatrists and optical providers nationwide. It means you’ll have more value and in most cases, less to pay for your treatment. Plus, depending on your choice of cover, you can get between 60% and 100% of the cost back (up to your yearly limits) #

 

Gap free for kids*

With our range of family packages, most kids’ dental, optical, physio and podiatry consultations are gap free at Members First providers, up to yearly limits. Plus selected optical packages are gap free for the whole family at Members First providers, up to yearly limits.

 

13SICK, National Home Doctor Service

We understand that illness can strike at any time, including after hours when your GP is not available. That’s why our members have complimentary access to After Hours Plus from 13SICK National Home Doctor Service. This means common medications can be prescribed on the spot, at no cost so you can start getting well sooner.
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Choose from a range of quality cover options.

Show me prices for

Active Saver

                *

per week

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Basic hospital

 

Emergency ambulance

 

General dental

 

Physio & Chiro

Young Singles Choice

                *

per week

Get quote
 

Mid-level hospital

 

Emergency ambulance

 

General & major dental

 

Physio & Chiro

 

Optical

 

Travel vaccinations

  • Accidents sustained after joining
  • 1 x emergency ambulance trip per calendar year from a recognised provider
  • Knee arthroscopy
  • Private room at Members First hospitals or $50 back per night 1
  • Includes $100 co-payment if you go to hospital.
  • Dental, physio, chiro, podiatry and more
  • Major dental (covered as a result of an accident)
  • Claim up to $1000 back on all extras per year
  • At least 60% back on most dental, physio, chiro and podiatry consultations at Members First providers2
  • Extras
  • Dental, physio, chiro, natural therapies, podiatry, and more
  • Major dental (covered as a result of an accident)
  • Claim up to $1000 back on all extras per year
  • At least 60% back on most dental, physio, chiro and podiatry consultations at Members First providers 2

1. Private room not covered for minimum benefit services or exclusions. Subject to availability and where clinically appropriate. Private room must be booked and requested at least 24hrs before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital.
2. For most items covering dental, physio, chiro and podiatry consultations. Fund and policy rules, waiting periods and yearly limits apply. Excludes orthodontics and hospital treatments.

  • Accidents sustained after joining
  • 1x emergency ambulance trip per calendar year from a recognised provider
  • Knee arthroscopy
  • Private room at Members First hospitals or $50 back per night 1
  • Includes $50 co-payment if you go to hospital.
  • All other hospital treatments receiving a Medicare benefit
  • All other joint replacements
  • Extras
  • General and major dental
  • Physio, chiro, optical, natural therapies, dietary, podiatry, pharmacy and more
  • 100% cover for travel vaccinations up to yearly limits 9
  • $75 Top-up Bonus towards any out-of-pocket extras
  • At least 60% back on most dental, physio, chiro and podiatry consultations at Members First providers 2
  • Benefits towards weight management programs when part of a health or chronic disease management program

1. Private room not covered for minimum benefit services or exclusions. Subject to availability and where clinically appropriate. Private room must be booked and requested at least 24hrs before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital. 2. For most items covering dental, physio, chiro and podiatry consultations. Fund and policy rules, waiting periods and yearly limits apply. Excludes orthodontics and hospital treatments. 9. Fund and policy rules, yearly limits and waiting periods apply.

Budget Family

                **

per week

Get quote
 

Basic hospital

 

Gap free for kids

 

General & major dental

 

Orthodontics

 

Optical

 

Top-up Bonus

Growing Family

                **

per week

Get quote
 

Mid-level hospital

 

Pregnancy (includes IVF)

 

Antenatal & postnatal

 

General & major dental

 

Natural therapies

 

Top-up bonus

  • Family hospital cover including cardiac
  • No excess to pay if your child is admitted to hospital 5
  • Private room at Members First hospitals or $50 back per night 1
  • Includes $500 excess if you go to hospital.
  • Extras
  • A wide range of extras including orthodontics and natural therapies 5
  • Gap free for kids on most dental and physio at Members First providers (up to yearly limits) 3
  • Gap free on selected optical packages for the entire family at Members First providers (up to yearly limits) 2
  • Benefits towards Benefits towards weight management program when part of a health or chronic disease management program
  • $100 Top-up Bonus towards any out-of-pocket extras expenses.
  • At least 60% back on most dental, physio, chiro and podiatry consultations at Members First providers 6

1. Private room not covered for minimum benefit services or exclusions. Subject to availability and where clinically appropriate. Private room must be booked and requested at least 24hrs before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital.
2. Fund and policy rules, yearly limits, lifetime limits and waiting periods apply.
3. For most items covering dental, physio and podiatry consultations. Fund and policy rules, and waiting periods apply. Child dependants only. Excludes orthodontics and hospital treatments.
5. Child dependants only.
6. For most items covering dental, physio, and chiro. Fund and policy rules, waiting periods and yearly limits apply. Excludes orthodontics and hospital treatments.

  • Family hospital cover including cardiac and pregnancy and childbirth 7
  • No excess to pay if your child is admitted to hospital 5
  • Private room at Members First hospitals or $50 back per night 1
  • Includes $500 excess if you go to hospital.
  • Extras
  • A wide range of extras, including antenatal and postnatal services including breastfeeding support at recognised providers. 2
  • Gap free for kids on most dental, physio and podiatry consultations at Members First providers (up to yearly limits) 3
  • Gap free on selected optical packages for the entire family at Members First providers (up to yearly limits) 2
  • Benefits towards weight management program when part of a health or chronic disease management program
  • $100 Top-up Bonus towards any out-of-pocket extras expenses
  • At least 60% back on most dental, physio, chiro and podiatry consultations at Members First providers 6

1. Private room not covered for minimum benefit services or exclusions. Subject to availability and where clinically appropriate. Private room must be booked and requested at least 24hrs before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital.
2. Fund and policy rules, yearly limits and waiting periods apply.
3. For most items covering dental, physio and podiatry consultations. Fund and policy rules, and waiting periods apply. Child dependants only. Excludes orthodontics and hospital treatments.
5. Child dependants only.
6. For most items covering dental, physio and chiro. Fund and policy rules, waiting periods and yearly limits apply. Excludes orthodontics and hospital treatments.
7. 12 month waiting period applies

Looking for something in particular?

*Private room not covered for minimum benefit services or exclusions. At Bupa agreement hospitals only, room availability and eligibility criteria apply. 1. Subject to availability and eligibility. Private room must be booked and requested at least 24hrs before admission. For every night a private room is unavailable, you’ll receive $50 back per night from the hospital. + For most items covering dental, physio, podiatry consultations and selected optical packages. Excludes orthodontics and hospital treatments. Child dependants only. Fund and policy rules, and waiting periods apply. Available on all family packages, Ultimate Health Cover, Silver, Gold and Platinum Extras when taken with hospital cover on a family membership. # For most items covering dental, physio, chiro, podiatry consultations and selected optical packages. Excludes orthodontics and hospital treatments. Fund and policy rules, waiting periods apply.

Get ready for a healthier and happier year.