Platinum Extras
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Before joining check for Members First providers near you.
30-DAY COOLING OFF PERIOD
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30-day cooling off periodWe're confident you'll be happy with your cover, however if you decide to cancel, we'll refund any premiums you have paid within the first 30 days of your membership commencing provided you haven't made a claim. Features at a glanceHospital Cover
NO COVER
Extras Cover
TOP
90% back on extras*
Assumes no Lifetime Health Cover loading and [rebate] government rebate included. Price may vary if details change.
*For most items at Members First providers, covering general dental, physio, chiro and podiatry services. Annual maximums, waiting periods and fund rules apply.
Are you eligible for the Government Rebate?About this coverBack to previous pagePlatinum Extras is our premium extras cover. You're covered for a comprehensive range of services and you'll receive a high level of benefits compared with other levels of cover. Plus, we'll recognise you for your loyalty with us each year, by adding a Benefit Bonus to the amount you get back each time you claim. So after your first year on a selected extras cover with us, your benefit bonus will increase by 2% each year up to a maximum of 10% (annual maximums apply). Important documents for you to read
Platinum Extras (PDF)
ExtrasGet more back at Members First providersAt Members First providers, you will get at least 60% back on most items, covering general dental, physio and chiro services. At Non-Members First providers, you will get back a fixed amount depending on the service. These Non-Members First providers may charge higher fees than the fixed amount so you may need to pay to cover the ‘gap’.
What will we pay forOnce you have served any applicable waiting periods you can claim benefits for those services included on your cover and that are not claimable elsewhere (eg from a third party like Medicare). For example, Medicare does not provide benefits for:
Extras cover allows you to claim benefits for extras services as long as:
We recommend you contact us before making a booking to confirm how much you can claim and to check that your chosen provider is registered with us. What we won’t pay forExtras benefits will not be payable:
Waiting periodsA waiting period is the time between when you joined us and when you are covered for a service or treatment. If you receive a service or treatment during this time, you are not eligible to receive a benefit payment from us, regardless of when you submit the claim. Different waiting periods apply for different services. If you’re changing from another Australian health fund to Bupa, you’ll continue to be covered for all benefit entitlements that you had on your old cover, as long as these services are offered on your new cover with us. This is referred to as ‘continuity of cover’. To receive continuity of cover, you’ll need to transfer to us within 60 days of leaving your old fund. If you are an existing member and you change your health cover, you may need to wait before you can access your new benefits. Where your new level of cover is higher than what you previously held, the lower level of benefit applies. Waiting periods apply to services as listed below. Please refer to the full policy details to determine the specific services that are covered under your level of cover, including the associated waiting periods for those services. The following waiting periods apply for extras cover:
Understanding your ambulance coverEmergency Ambulance definition When you or your partner take out our extras cover, you will receive capped cover for recognised emergency ambulance transport and on-the-spot treatment. An emergency is when there is reason to believe that the patient’s life may be in danger or the patient should be attended to without undue delay. Transportation means a journey from the place where immediate medical treatment is sought to the casualty department of a receiving hospital. Emergency ambulance transportation is defined as air or road transportation by a Recognised Ambulance Provider of an unplanned and of a non-routine nature for the purpose of providing immediate medical attention to a person. Whether the transportation is deemed an emergency is determined by the paramedic and usually recorded on the account. Benefits are not payable for:
Ambulance cover We recommend that you take out an ambulance subscription with your recognised State Ambulance Provider if it’s available in your state (VIC, SA, NT and rural postcodes in WA). We will only provide ambulance benefits, in accordance with your level of cover, when you do not hold a subscription with an ambulance provider and a state ambulance scheme does not provide cover. For more extras options visit the Extras Cover page Find more Bupa health insurance by Life Stage: Singles Health Insurance, Couples Health Insurance, Family Health Insurance, Single Parents Health Insurance Health Insurance Comparison, compare health insurance by Life Stage Add Pharmacy SaverEnjoy savings on your pharmaceutical and health care purchases all year round at National Pharmacies stores. With Pharmacy Saver, you'll receive a 20% discount on a variety of health-related products. View details > Pharmacy saverAdd Pharmacy Saver to your extras cover and enjoy savings on your pharmaceutical and health care purchases all year round at National Pharmacies stores. You'll get a 20% discount on a variety of health-related products.* Pharmacy Saver is not available for prescriptions on which the Government does not allow discounts. Visit a National Pharmacies store for more information. * These are products designed to manage or prevent diseases, injuries or a condition, or prescribed in connection with an episode of hospital treatment Weekly
Member ExclusivesEven when you’re in great health, there are still plenty of ways to get everyday value thanks to Bupa Plus. We’ve introduced this program to give you access to an exclusive range of discounts, health tools and information to help you live a healthier, happier life. Visit www.bupaplus.com.au 
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30-DAY COOLING OFF PERIODWe're confident you'll be happy with your cover, however if you decide to cancel, we'll refund any premiums you have paid within the first 30 days of your membership commencing provided you haven't made a claim. |
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General Dental
