Choosing private health insurance should be as worry-free as possible. Based on the information that you have given us, the following covers that may suit your needs.
Every year, we review our premiums and benefits. Any changes to premiums will occur on 1 April each year. The Australian Government Rebate on private health insurance is also indexed on 1 April.
For these reasons from 1 April, there may be a change to your level of cover, your premium and rebate (if applicable).
If you want the security of cover for the essentials we have basic covers to help suit your needs. If considering basic hospital cover, we recommend looking at the services that are not included or not fully included and considering if you think you are likely to need them or not, as well as looking at any excess or copayment that may apply if you do need to go to hospital.
For people on a budget or those who are young and healthy then one of our Basic level covers could suit your needs. It also means that you may not need to pay the Medicare Levy Surcharge.
If you are looking for more than a basic cover for the essentials we have covers to help suit your needs. Medium level hospital cover will generally cover a wider range of hospital services for greater peace of mind, with the premium kept more affordable through omitting selected services or benefits available on higher cover that you think you may not need.
For people who want the security of more than the minimum level of cover, but still want to balance their cover with a more affordable premium, then one of our medium levels of cover could be right for you.
Top level cover for Hospital is designed to give real peace of mind.
Everyone wanting our best level of hospital cover.
If you are looking for cover for essential extras services including General Dental and Physio, our range of basic extras products could be right for you.
Suitable for those on a budget who only require the essentials.
If you are looking for more than the essentials, medium level extras cover will generally include either more services, higher limits or higher benefits (or all three!) while still providing a balance between your level of cover and your premium.
Suitable for those who want more than a basic cover but still want to keep an affordable premium
If you are looking for a comprehensive extras cover with generous benefits and high annual maximums, then our Top level extras cover could be perfect for you.
Suitable for everyone wanting our best level of Extras cover.