Please refer to the Important Information (PDF 6.1 MB) and our Fund Rules (PDF 2.4 MB) for more information and to see how these definitions may apply to you.
Overseas Visitors can find more information here:
- Visitors Important Information (PDF 1.2 MB)
- Overseas Working Visitors Rules (PDF 405 KB)
- Overseas Non-working Visitors Rules (PDF 344 KB)
Overseas Students can find more information here:
- Overseas Students Important Information (PDF 994 KB)
- Overseas Students Rules (PDF 306 KB)
1
100% back feature on Extras
100% back allows each person on a Corporate (VP) membership only, one “gap-free” visit with any registered provider, for certain services, each year (up to yearly limits). The product selected determines the range of services eligible for this feature. The benefits paid for your 'gap-free' visit counts towards your annual limit, and are automatically applied to the first eligible service you claim each year.
A
Accident
An accident is an unforeseen event, occurring by chance and caused by an unintentional and external force or object resulting in involuntary hurt or damage to the body, which occurred in Australia, and requires, within 72 hours of the event, medical advice or treatment from a registered practitioner other than the policy holder and, if necessary, any further medical treatment where such admission (including any readmission) or treatment must be within 180 days of the event.
'Accidents Happen' Refund
When requiring hospital treatment as the result of an accident, Bupa will refund you the hospital excess you paid for that admission.
Refer to 'Accident' for Bupa's accident definition and explanation.
Annual maximum
See 'yearly limit'.
Australian Government Rebate on private health insurance
A means tested rebate that can reduce the cost of health insurance.
Australian Medical Association (AMA)
A group representing and protecting the rights of registered doctors and medical students in Australia.
AMA fee
See the schedule of medical fees published by the Australian Medical Association (AMA).
Assisted reproductive services
Hospital treatment for fertility treatments or procedures.
For example: retrieval of eggs or sperm, In vitro Fertilisation (IVF), and Gamete Intra-fallopian Transfer (GIFT).
Treatment of the female reproductive system is listed separately under Gynaecology.
Pregnancy and birth-related services are included under Pregnancy and birth.
B
Back, neck and spine
Hospital treatment for the investigation and treatment of the back, neck and spinal column, including spinal fusion.
For example: sciatica, prolapsed or herniated disc, spinal disc replacement and spine curvature disorders such as scoliosis, kyphosis and lordosis.
Joint replacements are listed separately under Joint replacements.
Joint fusions are listed separately under Bone, joint and muscle.
Spinal cord conditions are listed separately under Brain and nervous system.
Management of back pain is listed separately under Pain management.
Pain management that requires a device is listed separately under Pain management with device.
Chemotherapy and radiotherapy for cancer is listed separately as Chemotherapy, radiotherapy and immunotherapy for cancer.
Benefit
The amount you’ll get back when you claim for a recognised service.
Benefit Bonus
A loyalty feature rewarding members for continuous time on Top Extras 60, Top Extras 75 & Top Extras 90. Benefits increase 2% every year, to a maximum of 10%.
Blood
Hospital treatment for the investigation and treatment of blood and blood-related conditions.
For example: blood clotting disorders and bone marrow transplants.
Treatment for cancers of the blood is listed separately as Chemotherapy, radiotherapy and immunotherapy for cancer.
Bone, joint and muscle
Hospital treatment for the investigation and treatment of diseases, disorders and injuries of the musculoskeletal system.
For example: carpal tunnel, fractures, hand surgery, joint fusion, bone spurs, osteomyelitis and bone cancer.
Chest surgery is listed separately under Lung and chest.
Spinal cord conditions are listed separately under Brain and nervous system.
Spinal column conditions are listed separately under Back, neck and spine.
Joint reconstructions are listed separately under Joint reconstructions.
Joint replacements are listed separately under Joint replacements.
Podiatric surgery performed by a registered podiatric surgeon is listed separately under Podiatric surgery (provided by a registered podiatric surgeon).
Management of back pain is listed separately under Pain management.
Pain management that requires a device is listed separately under Pain management with device.
Chemotherapy and radiotherapy for cancer is listed separately as Chemotherapy, radiotherapy and immunotherapy for cancer.
Brain and nervous system
Hospital treatment for the investigation and treatment of the brain, brain-related conditions, spinal cord and peripheral nervous system.
For example: stroke, brain or spinal cord tumours, head injuries, epilepsy and Parkinson’s disease.
Treatment of spinal column (back bone) conditions is listed separately under Back, neck and spine.
Chemotherapy and radiotherapy for cancer is listed separately under Chemotherapy, radiotherapy and immunotherapy for cancer.
Breast surgery (medically necessary)
Hospital treatment for the investigation and treatment of breast disorders and associated lymph nodes, and reconstruction and/or reduction following breast surgery or a preventative mastectomy.
For example: breast lesions, breast tumours, asymmetry due to breast cancer surgery, and gynecomastia.
This clinical category does not require benefits to be paid for cosmetic breast surgery that is not medically necessary.
Chemotherapy and radiotherapy for cancer is listed separately under Chemotherapy, radiotherapy and immunotherapy for cancer.
Bupa Medical Gap Scheme
The Bupa Medical Gap Scheme is all about reducing the medical costs you need to pay for treatment when you're admitted to hospital. If your doctor participates, and will use our Scheme for your treatment, you pay nothing or never more than $500 per doctor.
C
Cataracts
Hospital treatment for surgery to remove a cataract and replace with an artificial lens.
Chemotherapy, radiotherapy and immunotherapy for cancer
Hospital treatment for chemotherapy, radiotherapy and immunotherapy for the treatment of cancer or benign tumours.
Surgical treatment of cancer is listed separately under each body system.
Chinese Herbalism
Involves the use of medicinal plants or plant-derived substances to prevent and treat illness as a form of traditional Chinese medicine (TCM).
Complaint
A complaint as defined by the Australian Complaint Handling Standard ISO AS 10002-2014 is an "expression of dissatisfaction made to or about an organisation, related to its products, services, staff or the handling of a complaint, where a response or resolution is explicitly or implicitly expected or legally required"
Complainant
A person who makes a complaint about any of Bupa’s products or services.
Co-payment
If your cover has a co-payment, this is the amount you agree to pay each day towards the cost of your hospital stay, for up to five days.
Cosmetic Surgery
A cosmetic treatment is one which is concerned with altering the appearance of a body part or tissue which lies within the bounds of normal variation.
Examples of Cosmetic Surgery:
- Rhinoplasty (nose reconstruction) without previous trauma or congenital defect
- Breast enlargement
- Liposuction
D
Day surgery/Hospital
A place you are admitted for treatment (eg private hospital) when you’re admitted and discharged on the same day and that place is licensed accordingly.
Dental surgery
Hospital treatment for surgery to the teeth and gums.
For example: surgery to remove wisdom teeth, and dental implant surgery.
Diabetes management (excluding insulin pumps)
Hospital treatment for the investigation and management of diabetes.
For example: stabilisation of hypo- or hyper- glycaemia, contour problems due to insulin injections.
Treatment for diabetes-related conditions is listed separately under each body system affected. For example, treatment for diabetes related eye conditions is listed separately under Eye.
Treatment for ulcers is listed separately under Skin.
Provision and replacement of insulin pumps is listed separately under Insulin pumps.
Dialysis for chronic kidney disease
Hospital treatment for dialysis treatment for chronic kidney failure.
For example: peritoneal dialysis and haemodialysis.
Digestive system
Hospital treatment for the investigation and treatment of the digestive system, including the oesophagus, stomach, gall bladder, pancreas, spleen, liver and bowel.
For example: oesophageal cancer, irritable bowel syndrome, gall stones and haemorrhoids.
Endoscopy is listed separately under Gastrointestinal endoscopy.
Hernia and appendicectomy procedures are listed separately under Hernia and appendix.
Bariatric surgery is listed separately under Weight loss surgery.
Chemotherapy and radiotherapy for cancer is listed separately under Chemotherapy, radiotherapy and immunotherapy for cancer.
E
Ear, nose and throat
Hospital treatment for the investigation and treatment of the ear, nose, throat, middle ear, thyroid, parathyroid, larynx, lymph nodes and related areas of the head and neck.
For example: damaged ear drum, sinus surgery, removal of foreign bodies, stapedectomy and throat cancer.
Tonsils, adenoids and grommets are listed separately under Tonsils, adenoids and grommets.
The implantation of a hearing device is listed separately under Implantation of hearing devices.
Orthopaedic neck conditions are listed separately under Back, neck and spine.
Sleep studies are listed separately under Sleep studies.
Chemotherapy and radiotherapy for cancer is listed separately under Chemotherapy, radiotherapy and immunotherapy for cancer.
Emergency
A serious and usually unexpected change in health status that necessitates immediate action. See Bupa Fund Rules for further details.
Excess
An excess is a one-off payment you make each calendar year if you need to go to hospital. You need to pay this before you are admitted to hospital and before we will cover the rest of the hospital costs that your policy includes. You will have agreed on what this amount is when you chose your level of cover and can find it on your policy, available by logging in to myBupa.
An excess is paid once per person and not paid again by the same person, even if you change to a new Bupa cover in that same calendar year, unless you increase your new cover to a cover that has a larger excess than what you paid previously. In that case, you’d only pay the difference between the smaller and higher excess if you were to be admitted to hospital again that year. Other conditions apply.
Exclusions
Things you can’t claim for because they’re not included in your cover.
Extras cover
Also called 'ancillary' cover, it's for non-hospital services that Medicare may not pay a benefit for – e.g. dental, optical, physio.
Eye (not cataracts)
Hospital treatment for the investigation and treatment of the eye and the contents of the eye socket.
For example: retinal detachment, tear duct conditions, eye infections and medically managed trauma to the eye.
Cataract procedures are listed separately under Cataracts.
Eyelid procedures are listed separately under Plastic and reconstructive surgery.
Chemotherapy and radiotherapy for cancer is listed separately under Chemotherapy, radiotherapy and immunotherapy for cancer.
F
Family in-hospital benefit
A benefit to help cover meals and accommodation (provided by and in the hospital) for a relative or carer when they need to stay in hospital with you.
Fixed fee
A daily fee a small number of Network hospitals will charge, which you’ll have to pay. It’s different (and in addition) to a co-payment or excess.
Fund Rules
Means the Fund Rules of Bupa Australia Pty Ltd which you agree to upon taking out a health insurance policy with us. They are available on this website.
- Fund rules for domestic customers
- Fund rules for overseas visitors
- Fund rules for overseas students
G
Gap
The Gap refers to all out-of-pocket costs, other than excess and co-payment, and is the difference between a provider’s charge (hospital, doctor, allied health professional) and the benefit payable for that service by Bupa and/or Medicare.
Gastrointestinal endoscopy
Hospital treatment for the diagnosis, investigation and treatment of the internal parts of the gastrointestinal system using an endoscope.
For example: colonoscopy, gastroscopy, endoscopic retrograde cholangiopancreatography (ERCP).
Non-endoscopic procedures for the digestive system are listed separately under Digestive system.
Gynaecology
Hospital treatment for the investigation and treatment of the female reproductive system.
For example: endometriosis, polycystic ovaries, female sterilisation and cervical cancer.
Fertility treatments are listed separately under Assisted reproductive services.
Pregnancy and birth-related conditions are listed separately under Pregnancy and birth.
Miscarriage or termination of pregnancy is listed separately under Miscarriage and termination of pregnancy.
Chemotherapy and radiotherapy for cancer is listed separately under Chemotherapy, radiotherapy and immunotherapy for cancer.
H
Heart and vascular system
Hospital treatment for the investigation and treatment of the heart, heart-related conditions and vascular system.
For example: heart failure and heart attack, monitoring of heart conditions, varicose veins and removal of plaque from arterial walls.
Chemotherapy and radiotherapy for cancer is listed separately under Chemotherapy, radiotherapy and immunotherapy for cancer.
Hernia and appendix
Hospital treatment for the investigation and treatment of a hernia or appendicitis.
Digestive conditions are listed separately under Digestive system.
Hospital cover
Covering your costs when you’re admitted to hospital, including benefits for prostheses and medical services provided during your hospital stay.
Hospital psychiatric services
Hospital treatment for the treatment and care of patients with psychiatric, mental, addiction or behavioural disorders.
For example: psychoses such as schizophrenia, mood disorders such as depression, eating disorders and addiction therapy.
I
Implantation of hearing devices
Hospital treatment to correct hearing loss, including implantation of a prosthetic hearing device.
Stapedectomy is listed separately under Ear, nose and throat.
Informed Financial Consent
The written approval a provider should get from you on any out-of-pocket costs before your treatment.
Inpatient
You’re an inpatient when you’ve been formally admitted to hospital (does not include treatment in a hospital emergency department or outpatients department).
Insulin pumps
Hospital treatment for the provision and replacement of insulin pumps for treatment of diabetes.
J
Joint reconstructions
Hospital treatment for surgery for joint reconstructions.
For example: torn tendons, rotator cuff tears and damaged ligaments.
Joint replacements are listed separately under Joint replacements.
Bone fractures are listed separately under Bone, joint and muscle.
Procedures to the spinal column are listed separately under Back, neck and spine.
Podiatric surgery performed by a registered podiatric surgeon is listed separately under Podiatric surgery (provided by a registered podiatric surgeon).
Joint replacements
Hospital treatment for surgery for joint replacements, including revisions, resurfacing, partial replacements and removal of prostheses.
For example: replacement of shoulder, wrist, finger, hip, knee, ankle, or toe joint.
Joint fusions are listed separately under Bone, joint and muscle.
Spinal fusions are listed separately under Back, neck and spine.
Joint reconstructions are listed separately under Joint reconstructions.
Podiatric surgery performed by a registered podiatric surgeon is listed separately under Podiatric surgery (provided by a registered podiatric surgeon).
K
Kidney and bladder
Hospital treatment for the investigation and treatment of the kidney, adrenal gland and bladder.
For example: kidney stones, adrenal gland tumour and incontinence.
Dialysis is listed separately under Dialysis for chronic kidney failure.
Chemotherapy and radiotherapy for cancer is listed separately under Chemotherapy, radiotherapy and immunotherapy for cancer.
L
Lifetime Health Cover (LHC)
Lifetime Health Cover loading is paid when you don’t take out hospital cover before 1 July following your 31st birthday – it goes up 2% a year, to a maximum of 70%. Any loading that applies will be removed after you’ve held hospital cover continuously for 10 years.
Lifetime limit
The total amount you can claim on a service in your lifetime.
Loyalty maximums
After your first year of membership, we increase how much you can claim for most extras services by a set percentage or amount.
Lung and chest
Hospital treatment for the investigation and treatment of the lungs, lung-related conditions, mediastinum and chest.
For example: lung cancer, respiratory disorders such as asthma, pneumonia, and treatment of trauma to the chest.
Chemotherapy and radiotherapy for cancer is listed separately as Chemotherapy, radiotherapy and immunotherapy for cancer.
M
Male reproductive system
Hospital treatment for the investigation and treatment of the male reproductive system including the prostate.
For example: male sterilisation, circumcision and prostate cancer.
Chemotherapy and radiotherapy for cancer is listed separately as Chemotherapy, radiotherapy and immunotherapy for cancer.
Massage therapy
Cover for Remedial Massage, Myotherapy and Traditional Chinese Medicine Remedial Massage.
Medical cover
Cover for medical services provided by surgeons and specialists during a hospital stay including diagnostic services such as pathology and radiology.
Medical gap bonus
A dollar bonus available on Ultimate Health Cover & Ultimate Corporate Health Cover that we give you each year, accumulating to help pay for any in-hospital medical gaps.
Medical Repatriation
We'll help cover the costs of returning you to your country of origin if you become terminally ill or if you suffer a substantially life altering illness/injury, as determined by a Medical Practitioner appointed by Bupa.
We support the following medical repatriation benefits available on your policy:
- Life Altering Illness/Injury
An illness considered to be a serious medical condition leading to a reduction in life expectancy to less than 12 months, a requirement for ongoing care support or continuous inpatient hospitalisation, or any other deficit or health care need as assessed by a Medical Practitioner appointed by Bupa as warranting support for repatriation. - Medical Practitioner
A person registered or licensed as a medical practitioner under a law of a State or Territory. This does not include anyone whose registration or licence to practise has been suspended or cancelled following an inquiry relating to his or her conduct and whose registration or licence has not been reinstated. - Mortal Remains
The body of the deceased person for the purposes of Repatriation benefits. The insurer does not pay benefits for cremation or transporting ashes of the deceased person. - Terminally Ill
Someone with a life expectancy of less than 6 months as diagnosed by a Medical Practitioner and determined by a Medical Practitioner appointed by Bupa, after consideration of any relevant clinical information.
Medicare Benefits Schedule (MBS)
Set benefits for specified medical services that the Government will pay for through Medicare.
Medicare
Australia’s public healthcare system for all citizens and most permanent residents. It provides free or subsidised cover for certain healthcare services.
Medicare Levy Surcharge (MLS)
A surcharge that applies to people earning over a certain income when an appropriate level of hospital cover is not held.
Member Exclusives
A selection of offers and discounts you receive as a Bupa member.
Members First
There are both Members First Hospital providers and Members First Extras providers. Find a provider.
Members First - Extras
Our network of dental, physiotherapy, podiatry and chiropractic practitioners who provide most services at a set price to members (sometimes with no out-of-pocket costs). Read more.
Members First – Hospitals & Day Hospitals
Private hospitals that Bupa has arrangements with, to provide treatment for members with some additional benefits like the private room offer and maternity care package (where applicable).
Members First Day Hospitals are private hospitals that guarantee you will have no hospital or medical out of pocket costs (apart from any co-payment or excess). Read more (PDF 100 KB). (Not available in NT)
Members First Platinum
Our network of dental providers where Bupa members with both Hospital and Extras cover pay nothing for a range of preventative dental services, up to yearly limits. Read more.
Minimum benefit
A low benefit payable on some hospital services that is likely to result in you having large out-of-pocket costs.
Miscarriage and termination of pregnancy
Hospital treatment for the investigation and treatment of a miscarriage or for termination of pregnancy.
N
Natural therapies
Natural therapies treatments that we cover include a mix of options. Acupuncture, and Chinese herbalism.
Network hospitals
Private hospitals that Bupa has arrangements with, to make sure in most cases you’re covered for hospital costs. Read more (PDF 100 KB).
O
Out-of-pocket
The difference you have to pay between the Bupa benefit and what is charged by a provider.
Out-patient
Treatment when you're not admitted to hospital (e.g. emergency room treatment, specialist or GP consults).
P
Packaged cover
Both Hospital and Extras cover.
Pain management
Hospital treatment for pain management that does not require the insertion or surgical management of a device.
For example: treatment of nerve pain and chest pain due to cancer by injection of a nerve block.
Pain management using a device (for example an infusion pump or neurostimulator) is listed separately under Pain management with device.
Pain management with device
Hospital treatment for the implantation, replacement or other surgical management of a device required for the treatment of pain.
For example: treatment of nerve pain, back pain, and pain caused by coronary heart disease with a device (for example an infusion pump or neurostimulator).
Treatment of pain that does not require a device is listed separately under Pain management.
Palliative care
Hospital treatment for care where the intent is primarily providing quality of life for a patient with a terminal illness, including treatment to alleviate and manage pain.
Pre-existing conditions
A pre-existing condition is any condition, ailment or illness that you had signs or symptoms of during the six months before you joined or upgraded to a higher level of cover with us. It is not necessary that you or your doctor knew what your condition was or that the condition had been diagnosed.
If you knew you weren't well, or had signs of a condition that a doctor would have detected (if you had seen one) during the six months prior to joining or upgrading, then the condition would be classed as pre-existing.
A doctor appointed by us decides whether your condition is pre-existing, not you or your doctor. The appointed doctor must consider your treating doctor's opinion on the signs and symptoms of your condition, but is not bound to agree with them.
There is a 12 month waiting period before benefits are payable for pre-existing conditions.
Plastic and reconstructive surgery (medically necessary)
Hospital treatment which is medically necessary for the investigation and treatment of any physical deformity, whether acquired as a result of illness or accident, or congenital.
For example: burns requiring a graft, cleft palate, club foot and angioma.
Plastic surgery that is medically necessary relating to the treatment of a skin-related condition is listed separately under Skin.
Chemotherapy and radiotherapy for cancer is listed separately under Chemotherapy, radiotherapy and immunotherapy for cancer.
Podiatric surgery (provided by an accredited podiatric surgeon)
Hospital treatment for the investigation and treatment of conditions affecting the foot and/or ankle, provided by a registered podiatric surgeon, but limited to cover for:
- accommodation; and
- the cost of a prosthesis as listed in the prostheses list set out in the Private Health Insurance (Prostheses) Rules, as in force from time to time.
Note - Insurers are not required to pay for any other benefits for hospital treatment for this clinical category but may choose to do so.
Pregnancy and birth
Hospital treatment for investigation and treatment of conditions associated with pregnancy and child birth.
Treatment for the baby is covered under the clinical category relevant to their condition. For example, respiratory conditions are covered under Lung and chest.
Female reproductive conditions listed separately under Gynaecology.
Fertility treatments are listed separately under Assisted reproductive services.
Miscarriage and termination of pregnancy is listed separately as Miscarriage and termination of pregnancy.
Private Health Insurance
An insurance product for which a premium is paid to provide hospital cover outside of the public system and /or cover for services not covered by Medicare such as physiotherapy, optometry, general dental and podiatry services.
Private Room
Private Room means, for the purposes of a private room in a public hospital, a room in a hospital which:
- is purpose built and suitable for no one other than a single admitted adult patient;
- holds one single sized bed; and
- has a dedicated ensuite.
Provider
A doctor, hospital, healthcare professional or healthcare facility that provides a service to you (the patient).
R
Rehabilitation
Hospital treatment for physical rehabilitation for a patient related to surgery or illness.
For example: inpatient and admitted day patient rehabilitation, stroke recovery, cardiac rehabilitation.
Restricted Cover
This definition varies depending on the type of cover you hold.
Cover for visitors on non-working visas (except Guardian 60 Visitors Cover)
If a treatment is listed on your policy information as having ‘restricted cover’, we will only pay a certain amount set by the Australian Government for Australian residents, called the ‘minimum benefit’. This means, if you go to a public or a private hospital for these treatments, most of the time, the hospital will charge a lot more than what we pay, so you are likely to have a large amount to pay yourself.
Restricted cover applies for both new health insurance members, or members transferring funds.
Guardian 60 Visitors Cover
If a treatment is listed on your policy information as having restricted cover, we will only pay a certain amount set by the State Government, called the ‘minimum benefit’. This means, if you go to a public or a private hospital for these treatments, most of the time, the hospital will charge a lot more than what we pay, so you are likely to have a large amount to pay yourself.
Restricted cover applies for both new health insurance members or members transferring funds.
Cover for people with Medicare
If a treatment is listed on your policy information as having ‘restricted cover’, we will only pay a certain amount set by the Australian Government, called the ‘minimum benefit’. If you go to a public hospital for these treatments, in most instances, you’d be covered in a shared room, but you may have an amount to pay yourself. A private hospital may charge even more, so you’d probably have a significant amount to pay yourself.
Cover for Laser Eye Surgery
For Laser Eye Surgery, restricted cover means that wherever you go for treatment, you would be likely to have a large out of pocket expense, as we will only pay the band 1 minimum benefit that applies to a same day admission in a private hospital.
Restricted Cover Period
A Restricted Cover Period is a period of time during which you have Restricted Cover for a treatment. The Restricted Cover Period starts at the same time as the Waiting Period. Therefore, you won’t be covered during the Waiting Period, but will have Restricted Cover for the remainder of the Restricted Cover Period.
S
Service
Any treatment given to you by a provider who is recognised by Bupa (this is a provider who has met Bupa’s recognition criteria).
Service limit
The maximum number of times you can use a service and receive benefits from us.
Set benefits
A set amount you’ll get back for treatment from a provider outside of the Members First extras network.
Schedule fee
See Medicare Benefits Schedule (MBS) published by Medicare.
Skin
Hospital treatment for the investigation and treatment of skin, skin-related conditions and nails. The removal of foreign bodies is also included. Plastic surgery that is medically necessary and relating to the treatment of a skin-related condition is also included.
For example: melanoma, minor wound repair and abscesses.
Removal of excess skin due to weight loss is listed separately under Weight loss surgery.
Chemotherapy and radiotherapy for cancer is listed separately under Chemotherapy, radiotherapy and immunotherapy for cancer
Sleep studies
Hospital treatment for the investigation of sleep patterns and anomalies.
For example: sleep apnoea and snoring.
T
Tonsils, adenoids and grommets
Hospital treatment of the tonsils, adenoids and insertion or removal of grommets.
Top-up bonus
A dollar bonus we give you each year to help pay for any 'extras' gaps.
Y
Yearly limit
The maximum you can claim in a calendar year, depending on your cover. Sometimes referred to as an 'annual maximum'.
W
Waiting periods
A period of time where you won’t receive any benefits from us for treatment received.
Weight loss surgery
Hospital treatment for surgery that is designed to reduce a person’s weight, remove excess skin due to weight loss and reversal of a bariatric procedure.
For example: gastric banding, gastric bypass, sleeve gastrectomy.