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Pet insurance cover you can trust

Bupa Standard Insurance provides cover for your pet in the case of accidental injury and illness, with features including*:

Cover for accidental injury and illness

Cover for accidental injury and illness

$12,000 annual benefit level

$12,000 annual benefit level

80% of eligible vet bills covered

80% of eligible vet bills covered

Option to add routine care

Option to add routine care

Bupa Standard cover has a generous annual benefit level of $12,000, helping to provide peace of mind that your pet will be covered in the case of illnesses including skin conditions, diabetes and cancer, along with accidental injuries such as bone fractures, snake bite toxicity and burns.

Additionally you can choose to add an optional ‘routine care’ package to your Standard cover, to help contribute to the cost of routine care items such as worming and vaccination annually, helping to keep your pet healthy.

Compare our Standard cover in the table below or refer to the Product Disclosure Statement (PDS) (PDF, 3.76MB) for more information.

Plan Name

Standard*

Cover Type

Accidental Injury
Illness

Wellness Options

Routine Care

Percentage of Cover

80%

Annual Benefit Limit

Means the annual maximum amount payable under your policy for each level of cover selected, inclusive of sub-limits.

$12,000

Excess Options

$0 | $100 | $200

Waiting Period

Means a period starting from the Commencement Date of the first policy period during which a condition that occurs or shows symptoms or signs will be excluded from cover unless stated on your Certificate of Insurance.

Nil for accidental injury, 30 days for illness, 6 months for cruciate ligament conditions

Consultations and Vet Visits

$300 annual limit

Cruciate Ligament Conditions

$2,600 annual limit**

Accidental Injury

Means physical harm or injury arising from a single event occurring at an identifiable time and place, independent of any other cause. The conditions covered by the Accidental Injury cover are specified in Section 2 of the Product Disclosure Statement.
 

Illness

Illness

Means a sickness or disease diagnosed by a Vet.
 

Skin Condition

Means a diagnosed condition regardless of cause or origin presenting in or affecting the skin (as an organ) in any way whatsoever excluding any pre-existing condition.


($500 sublimit)

Cancer Treatment

Means treatment provided for Cancer independent of any other cause or pre-existing condition, subject to sub-limits and chronic condition limits.
 

Ear/Eye Condition

As long as there has been no signs or symptoms of the condition occurring prior to commencement date and within the relevant waiting periods
 

Gastrointestinal Problems

As long as there has been no signs or symptoms of the condition occurring prior to commencement date and within the relevant waiting periods
 

Infectious Disease

Please refer to Section 3 of the Product Disclosure Statement (PDS) to view what is not covered
 

Hereditary or Congenital Conditions

Provided symptoms or clinical signs of these defects were not present prior to taking out Bupa Pet Insurance
 

Paralysis Tick Benefit

A Benefit Percentage for vet expenses incurred by you up to the sub-limit shown for tick paralysis treatment on your Certificate of Insurance, less any excess.


($1,000 sublimit)

Emergency Boarding

If you (the insured and sole carer of the Pet) are hospitalised for five (5) or more consecutive days during the Policy Period, we will pay for the cost of boarding your Pet at a licensed kennel or cattery up to the Benefit Limit.


($1,000 sublimit)

Wellness

Routine Care

Means stated benefits provided for certain listed preventative healthcare treatments for your pet such as de-sexing, micro-chipping, heartworm control/prevention, flea/tick/worm control, blood and urine tests, vaccinations and health checks.


Option to add Routine Care, $200 per policy period with $80 sublimit per item

Cover Type

Accidental Injury
Illness

Wellness Options


 

Routine Care

Percentage of Cover


 

80%

Annual Benefit Limit

$12,000

Excess Options

$0 | $100 | $200

Waiting Period

Nil for accidental injury, 30 days for illness, 6 months for cruciate ligament conditions

Consultations and Vet Visits

$300 annual limit

Cruciate Ligament Conditions

$2,600 annual limit**

Accidental Injury

 

Illness

Illness

 

Skin Condition


($500 sublimit)

Cancer Treatment

 

Ear/Eye Condition

 

Gastrointestinal Problems

 

Infectious Disease

 

Hereditary or Congenital Conditions

 

Paralysis Tick Benefit


($1,000 sublimit)

Emergency Boarding


($1,000 sublimit)

Wellness

Routine Care


Option to add Routine Care, $200 per policy period with $80 sublimit per item

**You may be eligible for a higher limit and if so this will be specified in your certificate of insurance.

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