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Bupa understands that pets are important members of your family

Accident & illness cover

Provide cover for your pet for accidental injury and illness

Up to 80% Vet bills claim

Claim up to 80% of eligible vet bills

Up to $20,000 annual cover limit

Select up to $20,000 annual benefit limit

Dental illness cover

Dental illness and alternative care options available+

+on Ultimate Cover

We realise there’s not a one-size fits all solution when it comes to your pet, so Bupa Pet Insurance offers a range of flexible policy options to help you take care of the health and wellness of your pet, just as you take care of your own health.

Cover Options

You can select from three levels of insurance, from comprehensive Ultimate cover for illness, injury and routine care, Standard cover for illness and injury through to Basic cover for accidental injury only. Compare Bupa Pet Insurance policies.

Plus if you’re a Bupa member you’ll receive a 10% discount. Find out more on each policy below.

Why Bupa Pet Insurance?

Just like you, your pets can experience health issues, have accidents or simply get themselves into mischief requiring a visit to the vet, which may prove a costly experience.

dog insurance

The average yearly claim cost for a dog with a multiple fracture was $2,241^

cat insurance

The average yearly claim cost for a cat with diabetes was $1,690^

Help ensure that you can cover the health care needs of your pet should the unexpected happen, just as you take care of the health of the rest of your family. Compare Bupa Pet Insurance options or find out more on dog insurance and cat insurance today.

^ Figures taken from a sample of pet insurance claims reported for various conditions for dogs/cats during the 2013-2014 financial year. Amounts include GST, the cost of medicines, vet fees and other associated expenses.

Pet Care Centre

Take a look through our Pet Care Centre to find handy information on how to help keep your pet happy and healthy!

Manage my Pet Insurance Policy

With our customer portal you can manage your pet’s insurance policy online whenever and wherever it suits you. Once you register you will be able to:

Claim online

View policy details

Change your personal details

Change your payment details

Access pet resources including pet-friendly parks and beaches

And you can even upload a photo of your pet! Simply register here and start managing your policy today.

Make a Claim

If you do need to make a claim for your pet's treatment, try and submit it to us as soon as possible to help prevent any delays in payment. To make the process easier, claim online through the customer portal and follow the easy steps below:

Online Claiming

For existing members please visit our customer portal to submit your claim.

Simply upload a copy of both the itemised invoice and the consultation notes from your vet visit.

If this is your first claim we require your pet's full medical history from all previous vets from the time you first owned your pet.

If your pet was adopted at an older age please supply adoption paperwork and medical records since adoption.
If you are a new member please sign up to the customer portal.

Paper Claiming

If you would prefer to send us your claim through the post, please ensure you have the completed the following additional steps:

Print a claim form and fill in your details.

Take it with you to the vet and ask them to fill out Section 2. Both you and your vet will need to sign the form.

Attach the original itemised invoices, payment receipts and consultation notes and post them in to; BUPA Pet Insurance, Locked Bag 9021, Castle Hill NSW, 1765.

Please refer to section 9 (Claims) in the Product Disclosure Statement (PDF 3.7MB) for further information. If you need help at any stage simply call us on 134 135 or email petinsurance@bupa.com.au and we will help you out.

FAQs*

With the Basic policy, which covers a range of accidental injuries for your pet, you can cover your pet at any age from 8 weeks old. With Standard and Ultimate policies, pets need to be aged between 8 weeks and younger than 9 years of age when your purchase your policy.

Yes, as a loyal Bupa customer we are pleased to offer you a 10% discount on Bupa Pet Insurance to help you take care of your pet’s healthcare needs.

Like most insurance policies, we have some exclusions to keep premiums affordable. These exclusions include pregnancy, elective procedures, foods/diets, grooming, behavioural problems, and pre-existing conditions that showed clinical signs before taking out insurance. It is important that you read all of the policy documentation for full details of what is covered under each policy. For a list of General Exclusions refer to section 6 of the Combined Product Disclosure Statement, Policy Terms and Conditions and Financial Services Guide.

It is any condition (illness or injury) or symptoms or signs of that condition occurring or existing in any form prior to the Commencement Date of your policy or during the policy waiting period. Pre-existing conditions will not be covered under the policy. For example, if your pet is treated for a skin condition prior to you taking out cover for them, then skin conditions will not be covered under your policy. It could help to cover your pet early in their life, prior to any conditions developing. For more information refer to the Product Disclosure Statement (PDF 3.7MB).

The easiest way to claim is through our customer portal. It is quick and you can track the progress of your claim. For your first claim, you will need to supply the full vet history for your pet. These are your vet’s notes for each visit since you have taken ownership of your pet. Upload online with an itemised invoice and the consultation notes for the visit being claimed. If you would prefer to claim through the post please follow these steps:

1. Print a claim form and fill in your details.
2. Take it with you to the vet and ask them to fill out Section 2. Both you and your vet will need to sign the form.
3. Attach the original itemised invoices, payment receipts and consultation notes and post them in to; BUPA Pet Insurance, Locked Bag 9021, Castle Hill NSW, 1765.
 

Bupa Pet Insurance offers cover for domestic cats and dogs across Australia.

With Bupa Pet Insurance we will cover up to 80% of eligible vet expenses, subject to any excess and annual benefit limits associated with your policy. Any applicable excess will be subtracted from your benefit amount.

There is no waiting period for Basic accident only cover. With Standard and Ultimate policies there is a 30 day waiting day period for conditions covered under the illness cover. Dental illness cover is subject to a 6 month waiting period. Additionally Cruciate ligament conditions are subject to a 6 month waiting period, which may be waived on application by completing the “Cruciate ligament waiver form”. For more information on waiting periods please refer to the Product Disclosure Statement (PDF 3.7MB).

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