This is the required level of cover if you're travelling to or via the USA, Canada and Japan.
| What's covered |
Single |
Couple or Family |
| Overseas medical expenses and evacuation |
Unlimited |
Unlimited |
| Dental expenses |
Limit for dental expenses of $1,000 Single or $2,000 Couple or Family |
| Luggage and travel documents |
$12,000 |
$24,000 |
Limit of $1,000 per item or set or pair.
Photographic or electronic equipment, limit of $4,000. Limit on essential emergency items is $400 Single or $800 Couple or Family. |
| Cancellations |
Whatever it costs |
Whatever it costs |
| Re-scheduled or additional expenses |
Limit on resumption of journey is $3,000 Single or
$6,000 Couple or Family.
Limit of $3,000 for motor vehicle insurance excess.
Limit of $500 for return of hire vehicle.
Limit of $500 for domestic pet boarding fees. |
| Accidental death and disability |
$25,000 |
$50,000 |
| Liability cover |
$2,500,000 |
$2,500,000 |
If making a claim, you will need to pay an Excess. There is a $100 Excess payable on claims for any one event. Only one Excess applies to each event; if claims are made for more than one incident resulting from the same event, the Excess is payable only once.
Some limits and exclusions apply to certain claims. The maximum payment for the total of all claims under any section of the policy, is the sum insured for that section.
Limits, exclusions and conditions apply. Refer to the Travel Insurance Brochure, Combined Financial Services Guide and Product Disclosure Statement & Supplementary Combined Financial Services Guide and Product Disclosure Statement [pdf. 2.6M] for full details, including applicable definitions.
The General Insurance Code of Practice
We proudly support the General Insurance Code of Practice, which aims to raise the standards of practice and service in the general insurance industry, including car insurance, travel insurance and home insurance. For more information, please download a copy of the General Insurance Code of Practice:
Download the General Insurance Code of Practice
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