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Home and contents insurance options

Home and Contents Insurance you can trust inside and out.

We have a great range of Bupa home and contents insurance options that can be tailored to suit your needs.

Bupa's, Home and Contents Insurance covers more than just the ‘four walls’ you live in. In fact, we cover items many insurance companies don’t. Because we know the things in and around your home are important too, we offer cover that you can depend on for inside and out.

Bupa’s home insurance options allow you to choose between building only, contents only or both. You can also select levels of insurance ranging from top Accidental Damage cover, Listed Events or Fundamentals.

Plus as a valued Bupa health member, you’ll also receive a 10% discount.

accidental damage home insurance

Accidental damage home insurance

This is the highest level of cover for your home and belongings. Not only are you covered for events such as fire, theft, burglary, storm and water damage, we’ll also insure your contents for accidental damage, loss or theft outside of your home, anywhere in the world (limits and exclusions apply).*

listed events home insurace

Listed events home insurance

This cover provides you with comprehensive insurance for listed events such as fire, theft, burglary, storm and water damage. Plus we’ll cover valuables such as your CD or DVD collection, smart phones and laptops inside your home, and optional cover is available for these items away from your home too (limits and exclusions apply).*

 

fundamentals home insurance

Fundamentals home insurance

A great budget friendly option. It offers home insurance for the essentials such as fire, theft, burglary, water and storm damage.


Key features at a glance

Features Accidental Damage Listed Events Fundamentals
Accidental damage or accidental loss tick image cross image cross image
Alternate accommodation
Paid in addition to the sum insured
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Up to 10% of sum insured
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Up to 10% of sum insured
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Up to 10% of sum insured
Architects, surveyors and legal fees
Paid in addition to the sum insured
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Up to 10% of sum insured
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Up to 10% of sum insured
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Up to 10% of sum insured
Burning out of an electric motor
for motors up to 15 years old
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CDs, DVDs, BluRay® Discs and Software
Up to $20,000 per item or boxed set unless specified
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Contents at home in the open air tick image Up to $2,000 for the events listed Up to $1,000 for the events listed
Credit card and transaction card misuse tick image
$5,000
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$5,000
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$1,000
Fine art, paintings and works of art
Up to $20,000 per item unless specified
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Frozen food
following breakdown of freezer
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Includes accidents
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Up to $500
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New-for-old replacement cover (contents) tick image tick image tick image
Removal of debris and demolishing costs
Paid in addition to the sum insured
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Up to 10% of sum insured
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Up to 10% of sum insured
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Up to 10% of sum insured
Replacing keys and repairs to and recoding of locks and barrels tick image
No limit
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Up to $1,000
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Up to $1,000
Valuable items
jewellery, laptops, mobile phones, cameras and photographic equipment, MP3 players, etc. Limits apply*
20% of sum insured or $7,500 whichever is greater (Up to $2,500 per item). 20% of sum insured or $5,000 whichever is greater (Up to $2,500 per item). $2,000 in total (Up to $1,000 per item).
Optional additional valuables cover
Worldwide cover for up to 90 consecutive days
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No limit
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Up to $5,000
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Vet expenses if your pet is injured in a road accident tick image
Up to $500
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Up to $500
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Home Insurance Calculator

We know you can’t put a price on the real value your home but many people underestimate the value of thier house and their household contents. Find out if you have the right home and contents insurance replacement figure in mind.

Contents insurance at a glance

 

Contents insurance Accidental Damage home insurance Listed Events home insurance Fundamentals home insurance
New for old cover tick image tick image tick image
Accidental damage and loss tick image cross image cross image
Valuable items cover
(Jewellery, watches, furs, gold, silver, collections)
Covered to $7,500 or 20% of your contents sum insured, whichever is higher. Covered to $5,000 or 20% of your contents sum insured, whichever is higher. Valuables automatically covered to $2,000.
Valuable item limits (extra cover is available) $2,500 per item/set. Coverage anywhere in Australia and New Zealand. $2,500 per item/set. Coverage within the home. $1,250 per item/set. Coverage within the home.
CDs, DVDs, game cartridges and antiques tick image
Up to $20,000
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Up to $20,000
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Up to $20,000
Credit card misuse tick image
Up to $5,000
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Up to $5,000
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Up to $500
Fusion - electrical motor burnout (for items up to 15 years old) tick image tick image cross image
14 days cover at both addresses - if you're moving house tick image tick image tick image
$20 million liability tick image tick image tick image

Join thousands of Bupa members who trusts us with their home insurance needs.

The General Insurance Code of Practice

We proudly support the General Insurance Code of Practice, which aims to raise the standards of practice and service in the general insurance industry, including car insurance, travel insurance and home insurance. For more information, please download a copy of the General Insurance Code of Practice:

Download the General Insurance Code of Practice (PDF 140kB)

Download the Financial Services Guide (FSG) (PDF, 258kB)

Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. Any advice is general advice only and does not take into account your individual circumstances. A Product Disclosure Statement is available at bupa.com.au and should be considered before making any decision on these products. Bupa Australia Pty Ltd ABN 81 000 057 590 is an authorised representative of CGU.

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