Car insurance options

Bupa, through our arrangement with CGU, has a great range of car insurance options, whatever your insurance needs.

You can choose from three levels of cover: Comprehensive Cover, Third Party Property Damage or Third Party Fire and Theft.

We include paperless one quote claiming, choice of repairer and cover for personal belongings. So we’ll help you get back on the road faster. And to help you save, we offer nominated driver and low kilometre options, plus a 10% discount for being a valued Bupa health member. Limits and exclusions apply.^*

Comprehensive car insurance

You’ll be driving easy knowing that your car is protected with our top level car insurance. And in the event that something does happen, with paperless one quote claiming and your choice of repairer, you’ll be back on the road faster.

Third party fire and theft car insurance

This covers you for any damage your car causes to another vehicle or property. Plus it protects your car against fire and theft. It also offers cover against uninsured drivers who are at fault as long as you can identify them. Limits and exclusions apply.^*

Third party property damage car insurance

This is our budget friendly option. It covers you for any damage your car causes to another person’s car or property, and ensures you won’t need to pay to repair someone else's vehicle out of your own pocket.

Key features at a glance

Features	Comprehensive	Third Party Fire and Theft	Third Party Property Damage
Australia-wide cover
Nominated driver option
Nominated driver low kilometre option
Choice of agreed or market value
No claim bonus protection Automatic after 2 claim-free years on Rating 1
Optional windscreen extension
Personal items If damaged in an incident, or stolen from a locked car	Up to $500
Replacing your vehicle after a total loss Age and kilometre limits apply	Up to 3 years old
Trailer attached to your vehicle
Baby capsules and child seats
Emergency or temporary repairs	Up to $500	Up to $500
Recoding of locks and barrels after theft of keys	Up to $1,000	Up to $1,000
Choice of repairer
Uninsured motorist damage Not at-fault collision with an uninsured motorist* conditions apply	No limit	Up to $5,000	Up to $5,000
Hire car after theft	Up to 14 days	Up to 14 days
$30 million liability cover

Join thousands of Bupa members - ensure your peace of mind with us.

* Please refer to the Product Disclosure Statement (PDS) for details.

The General Insurance Code of Practice

We proudly support the General Insurance Code of Practice, which aims to raise the standards of practice and service in the general insurance industry, including car insurance, travel insurance and home insurance. For more information, please download a copy of the General Insurance Code of Practice:

Download the General Insurance Code of Practice

Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371AFSL 238291. Any advice on this website is general advice only and does not take into account your individual circumstances. A Product Disclosure Statement is available at bupa.com.au and should be considered before making any decision on this product. Bupa Australia Pty Ltd ABN 81 000 057 590 and Bupa Australia Health Pty Ltd ABN 50 003 098 655 (together Bupa) are authorised representatives of CGU.