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Boat insurance

If you have a boat, whether it’s a speedboat, yacht or tinnie, we can cover it.

Bupa's boat insurance, offered through CGU Insurance Pty Limited (CGU), covers you for:

  • fire, storm damage, theft, malicious damage, accidental damage
  • full replacement of your boat if it's less than two years old and is a total loss (limits apply)*
  • cost of moving or towing your boat to the nearest repairer (up to $500)
  • if your boat is in an accident more than 100 kilometres from home, and it is damaged and cannot be used, we will return it to your home
  • damage to your boat trailer and boat accessories in some instances (limits apply)*
  • up to $500 for certain personal property that is lost or damaged
  • $10 million liability.

It also provides some optional extras:

  • For sailing boats you can choose to also cover your sails, masts, spars or rigging if the boat is used for racing
  • For motorised boats liability cover to protect you in the event that you cause injury to water skiers

More Benefits

Boat Insurance provides great benefits and options to save you money. Among the many benefits, you'll receive:

  • 10% discount on home, car, caravan, boat and trailer insurance as a Bupa health member
  • 15% discount on travel insurance as a Bupa health member
  • access to our 24-hour claims assistance hotline

Click on the following for more information

Join thousands of Bupa members - ensure your peace of mind with us.

* Please refer to the Product Disclosure Statement (PDS) (PDF, 700kb) for details.

The General Insurance Code of Practice

We proudly support the General Insurance Code of Practice, which aims to raise the standards of practice and service in the general insurance industry, including car insurance, travel insurance and home insurance. For more information, please download a copy of the General Insurance Code of Practice:

Download the General Insurance Code of Practice (PDF 140kB)

Download the Financial Services Guide (FSG) (PDF, 258kB)

Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. Any advice is general advice only and does not take into account your individual circumstances. A Product Disclosure Statement is available at and should be considered before making any decision on these products. Bupa Australia Pty Ltd ABN 81 000 057 590 is an authorised representative of CGU.

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