In order to bring you the best possible user experience, this site uses Javascript. If you are seeing this message, it is likely that the Javascript option in your browser is disabled. For optimal viewing of this site, please ensure that Javascript is enabled for your browser.

Bupa Income Protection Insurance

Cover for up to 75%
of your income1

Wide range of
occupations covered^

Premiums are generally
tax deductible2

Extra discounts
for paying annually^

^Subject to terms and conditions

Bupa Income Protection pays you an ongoing monthly benefit, up to 75% of your monthly income, if you can't work because of a covered sickness or injury. The money can help you to pay the mortgage or rent, and any other living expenses you may have.

Why Choose Bupa Income Protection?

10% discount for all Bupa health insurance members

Covers a wide range of occupations

Choose to receive monthly payments for 2 years, 5 years, or until you turn 65

Choice of waiting periods which allow you to tailor premium to suit your budget

Reimbursement of your Bupa Health Insurance premiums while you're unable to work and claiming a monthly benefit (up to a maximum of $2,000)

Guaranteed renewable till age 653 - keep paying your premiums and we guarantee to keep covering you

Inflation Protection4 – your cover amount automatically increases every year to keep up with inflation

Premiums may be tax-deductible2

24/7 worldwide cover

Pay annually and receive 12 months cover for the price of 11

1. Subject to a maximum monthly benefit of $20,000 (depending on your occupation)

2. Taxation information is based on our interpretation and continuation of law current as at the date of this document. The information contained in this website does not constitute tax advice. You should seek expert advice in this regard.

3. Premiums must be paid within 30 days after the policy anniversary date and you must also comply with the policy conditions

4. The premium amount will be increased at the same time to reflect the increased cover amount and will be based on your age at the time of the increase.

All permanent Australian residents aged 20 to 54 can apply for Bupa Income Protection. Call us on 134 135 (Monday to Friday 8am to 6pm, Sydney time) to find out more.

More information on how Bupa Income Protection can help you and your loved ones.

Tools & More Information