Bupa provides international private medical insurance for your employees while they are temporarily assigned overseas. In addition and in some circumstances, they may be eligible for up to 60 days cover when they return to Australia, for work or on leave *.
Why cover your employees with International private medical insurance?
- Access to medical assistance
By having globally mobile employees or employees working in other countries covered with international private medical insurance, they and their families can be covered for the costs of medical treatment whilst overseas.
- Attract and retain employees
Showing that you care about your employees’ wellbeing has a positive impact on staff morale. This will help you attract and retain the best employees.
Cover for spouse and children
Moving and working abroad can be a stressful time in anyone’s life, especially if it involves relocating the family too. By providing cover for your employees’ spouse and children they will have the added reassurance that if anything happened they have someone to turn to if they need prompt access to medical insurance.
Bupa’s international medical insurance has a range of family focused benefits, such as newborn care, visits to the family doctor, vaccinations and prescribed out-patient drugs and dressings.
The benefit to you is that your employees will be able to work more effectively, secure in the knowledge that their family’s health insurance is well looked after.
International medical insurance cover options
Compare the 4 levels of cover# available on our International Company Plan
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Essential |
Classic |
Gold |
Gold Superior |
| Out-patient surgical operations |
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| Out-patient treatment |
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| Family doctor treatment, prescribed out-patient drugs |
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| Maternity Cover |
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| Dental Option |
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| Optical Option |
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| Max Annual Limit |
$1,000,000 |
$1,500,000 |
$2,000,000 |
$9,700,000 |
#Levels of cover are correct at the time of publishing May 2011. Product tables are a summary only and for full details please speak to an advisor.
Optional additional cover for you to consider
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USA Cover - All cover levels come with emergency cover for 28 days as standard.
However, if your employees spend much of their time in the USA, they’ll need USA Cover on an annual basis. With USA Cover, there are special arrangements in place if your employees need to be hospitalised while they are there. This includes access to a select network of quality hospitals and other medical treatment providers with direct settlement of all covered expenses while they receive treatment there.
Please note that we are unable to offer cover to permanent residents in the USA
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Evacuation - When treatment is unavailable locally, we’ll arrange for your employees to be taken to the nearest medical facility equipped to deal with their condition, wherever they are in the world.
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Repatriation - As well as providing evacuation cover, this option enables your employees to return to their home country for treatment, if the necessary medical treatment is not available locally.
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Dental cover - Optional international dental cover can be taken out on all levels except Essential. This offers accident related dental cover as well as routine, preventive and major restorative treatment as an optional extra.
Any advice contained in this document is general advice only and does not take into account your individual circumstances. Please note that all products and annual limit details were published and correct for members joining prior to August 2011 and may be subject to change. For full details of the terms and benefits including any limits and applicable exclusions please contact one of our team.
Next steps
We offer flexibility so you can choose what’s right for your employees, your company and your budget. To find out more about the options available to you, contact one of our experts today via the “Enquire Now” section. They’ll be happy to discuss your needs, help you find the right cover for your company and provide you with a quotation.
- Submit your enquiry via phone or e-mail
- A member of our international medical insurance team will contact you to get a better understanding of your requirements.
- A personalised quotation for your company will be emailed to you for review.
*Note that your employees can only claim for treatment received in Australia if the treatment is not or could not be covered by Medicare, local Australian Private Medical Insurance or workers compensation.
Bupa international private medical insurance is underwritten in Australia by Mutual Community General Insurance Pty Ltd (ABN 59 007 895 543) (MCGI), AFSL number 237634.
This product is distributed in Australia by Bupa Australia Pty Ltd (ABN 81 000 057 590) and Bupa Australia Health Pty Limited (ABN 50 003 098 655) which are Authorised Representatives of MCGI. All policies and claims in relation to this product are administered by Bupa Insurance Services Limited of the United Kingdom.
