When you're in Australia for work or just a holiday, the last thing you want to worry about is how you're going to cover the cost of healthcare if you get sick or have an accident.
The healthcare system in Australia is regarded amongst the best, but the cost of treatment can be expensive. A hospital admission could result in a bill for thousands of dollars; and a visit to the dentist hundreds of dollars. And as an international visitor you may not be eligible for cover with Medicare, Australia's public healthcare system.
Having private health insurance while in Australia can help - whether you're visiting for work, family or a holiday, we offer a range of covers designed especially to help you cover the cost of healthcare while you're here.
Health insurance for overseas visitors on working visas
We have a range of health insurance options designed especially for overseas visitors on working visas. These include overseas visitors on a long stay working visa, working holiday visa, occupational visa, regional sponsored visa and other types of visas that entitle an overseas visitor to legally work in Australia.
Please note: If you are applying for a 457 Long Stay Working Visa, our Platinum, Platinum with Excess, Gold, Gold with Excess, and Classic Visitors covers all meet the minimum level of insurance required as set out by the Department of Immigration and Citizenship (DIAC).
And as long as you provide a valid email address on your application, you will also receive your verification of cover letter for DIAC within four business days.
If you are from a Reciprocal Health Care Agreement (RHCA) country* and working in Australia, you may be required to pay the Medicare Levy Surcharge (MLS). However, you can take out Reciprocal Health Cover together with your overseas visitor cover to provide you with an exemption to the MLS, which will cost you less than the MLS itself. Contact us for more details.
Private health insurance options for overseas visitors on working visas
Health insurance for overseas visitors on non-working visas
We also have health cover options designed especially for overseas visitors to Australia on non-working visas. These include overseas visitors on a tourist visa, ETA visa, retirement visa, sponsored family visitor visa, bridging visa and other types of visas that do not entitle an overseas visitor to legally work in Australia.
Private health insurance options for overseas visitors on non-working visas
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* Reciprocal Health Care Agreement (RHCA) countries include United Kingdom, Malta, Sweden, Finland, Italy, Norway, Belgium, the Netherlands, the Republic of Ireland, New Zealand and Slovenia.
