At Bupa, we’re committed to helping our members live longer, healthier and happier lives. As one of Australia's largest and most innovative private health insurance funds, we offer a wide range of affordable cover options that give Australian residents and migrants more features and benefits to help you find a healthier you.
By joining up to a Bupa corporate health plan you are able to take advantage of great offers and discounts specifically negotiated for your company. If you would like to take out cover on a corporate plan, please contact our friendly team on:
If you are an existing Corporate HBA, Mutual Community or MBF customer, you can logon to myBupa now and manage your membership. MyBupa allows you to claim online, view cover details, update your personal details, find a provider and much more.
Health insurance gives you the peace of mind that comes with knowing you can be covered for medical treatment in public and private hospital as well as for those services not covered by Medicare.
Here are some of the advantages of having private health insurance:
*The 1% Medicare levy surcharge (MLS) applies for each day you do not have private hospital cover and earn over $88,000 p.a. if you are single or $176,000 p.a. for couples and families with up to one child. These MLS figures apply to the 2013-14 financial year and are indexed annually. The MLS increases by $1,500 for each additional child. Please consult your tax adviser for more information about how MLS may apply to you. ~Lifetime Health Cover (LHC) does not apply to overseas visitors who are not permanent residents of Australia. If LHC applies, the loading increases by 2% a year to a maximum of 70% and once attracted will apply for 10 continuous years of paid hospital cover. For further information regarding LHC visit privatehealth.gov.au.
We’ve been part of Australian life for over 60 years and understand the importance of helping to manage your health for the long term. And because we don’t have any shareholders, our profits get re-invested to provide better healthcare for our members.
^Dependent on your level of cover. Annual maximums apply. ~Dependent on your level of cover. Not in conjunction with any other offer. #Available on selected Extras, when taken with Hospital cover on a family membership. Only for treatment provided by a Members First dentist, excludes orthodontics and hospital treatment. Major Dental in VIC and SA only. Dental fund rules, waiting periods and annual maximums apply. Child dependants only. *Available on Corporate Hospital Top, Intermediate and Saver(Excess Level 2). We recommend you read the product details and Important Information before joining.
Hospital cover is an affordable way to access private healthcare, which gives you the power to choose your own hospital, use your preferred doctor or specialist, and have greater choice when you are treated. It covers you for hospital treatment and in-patient medical expenses if you are admitted to any hospital within our network of private or public hospitals in Australia.
Extras cover helps with the cost of services not usually covered by Medicare, such as dental, optical, physiotherapy, chiropractic and natural therapies. Plus at our Members First providers we have negotiated special agreements for our members that give you a guaranteed return on the cost of your treatment for selected services.
Packaged cover is a type of cover that combines both Hospital and Extras cover in one convenient package. It covers you for the cost of hospital treatment and medical services in-hospital, as well as services such as dental, chiropractic, physiotherapy, massage and psychology.
The level of private health insurance cover you should take out depends on your individual needs. We offer the following three levels of cover, with various different product options in each category:
For comprehensive Hospital and Extras cover with maximum benefits and high protection. These cover options may be suitable for people of all ages who want our highest level of private health insurance cover.
Covers you for the services you think you are most likely to use or need. These cover options may be suited to young couples and families.
If you don't want to pay for things you don't need at this stage in your life, you may want to consider a lower level of cover - may be suitable for people wanting the security of private health insurance for most essentials, and those wanting to avoid the Medicare Levy Surcharge*. These options may suit young singles, or families on a budget looking to cover their children.
* You can find more information on the Medicare Levy Surcharge, Federal Government Rebate and Lifetime Health Cover, by clicking on the links.
If you’re unsure whether your organisation has a Bupa corporate health plan in place, or you would like more information, please:
or
