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Browse health covers

Health insurance cover for

Choosing private health insurance should be as worry-free as possible. Based on the information that you have given us, the following covers that may suit your needs.

*For most items at Members First providers, covering dental, optical, physio and chiro services. Annual maximums and waiting periods apply.

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You can refine your search to only show covers that match your specific needs by checking the hospital and/or extras services below.
Hospital procedures
Extra services
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Compare 0 selected (Maximum 3) Please select at least two covers to compare.

Active Saver

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      BASIC
up to extras paid back*

Advantage Hospital

 

 
Hospital Cover
      TOP
$250 excess
Extras Cover
      NO COVER

Advantage Hospital with Platinum Extras

 

 
Hospital Cover
      TOP
$250 excess
Extras Cover
      TOP
up to extras paid back*

Advantage Hospital with Bronze Extras

 

 
Hospital Cover
      TOP
$250 excess
Extras Cover
      BASIC
up to extras paid back*

Advantage Hospital with Gold Extras

 

 
Hospital Cover
      TOP
$250 excess
Extras Cover
      TOP
up to extras paid back*

Advantage Hospital with Silver Extras

 

 
Hospital Cover
      TOP
$250 excess
Extras Cover
      MEDIUM
up to extras paid back*

Advantage Hospital with Your Choice Extras

 

 
Hospital Cover
      TOP
$250 excess
Extras Cover
      MEDIUM
up to extras paid back*

Bronze Extras

 

 
Hospital Cover
      NO COVER
Extras Cover
      BASIC
up to extras paid back*

Budget Hospital

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      NO COVER

Budget Hospital with Bronze Extras

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      BASIC
up to extras paid back*

Budget Hospital with Gold Extras

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      TOP
up to extras paid back*

Budget Hospital with Platinum Extras

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      TOP
up to extras paid back*

Budget Hospital with Silver Extras

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      MEDIUM
up to extras paid back*

Budget Hospital with Your Choice Extras

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      MEDIUM
up to extras paid back*

Choices

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      BASIC
up to extras paid back*

Emergency Only Ambulance Cover

 

 
Hospital Cover
      NO COVER
$250 excess
Extras Cover
      NO COVER

Family Essentials Hospital Cover

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      NO COVER

Family Essentials Hospital Cover with Bronze Extras

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      BASIC
up to extras paid back*

Family Essentials Hospital Cover with Gold Extras

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      TOP
up to extras paid back*

Family Essentials Hospital Cover with Platinum Extras

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      TOP
up to extras paid back*

Family Essentials Hospital Cover with Silver Extras

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      MEDIUM
up to extras paid back*

Family Essentials Hospital Cover with Your Choice Extras

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      MEDIUM
up to extras paid back*

Gold Extras

 

 
Hospital Cover
      NO COVER
Extras Cover
      TOP
up to extras paid back*

Platinum Extras

 

 
Hospital Cover
      NO COVER
Extras Cover
      TOP
up to extras paid back*

Premium Ambulance Cover

 

 
Hospital Cover
      NO COVER
$250 excess
Extras Cover
      NO COVER

Silver Extras

 

 
Hospital Cover
      NO COVER
Extras Cover
      MEDIUM
up to extras paid back*

Standard Hospital

 

 
Hospital Cover
      MEDIUM
$250 excess
Extras Cover
      NO COVER

Standard Hospital with Bronze Extras

 

 
Hospital Cover
      MEDIUM
$250 excess
Extras Cover
      BASIC
up to extras paid back*

Standard Hospital with Gold Extras

 

 
Hospital Cover
      MEDIUM
$250 excess
Extras Cover
      TOP
up to extras paid back*

Standard Hospital with Platinum extras

 

 
Hospital Cover
      MEDIUM
$250 excess
Extras Cover
      TOP
up to extras paid back*

Standard Hospital with Silver Extras

 

 
Hospital Cover
      MEDIUM
$250 excess
Extras Cover
      MEDIUM
up to extras paid back*

Standard Hospital with Your Choice extras

 

 
Hospital Cover
      MEDIUM
$250 excess
Extras Cover
      MEDIUM
up to extras paid back*

Top Hospital

 

 
Hospital Cover
      TOP
$250 excess
Extras Cover
      NO COVER

Top Hospital Cover With Platinum extras

 

 
Hospital Cover
      TOP
$250 excess
Extras Cover
      TOP
up to extras paid back*

Top Hospital Cover with Silver extras

 

 
Hospital Cover
      TOP
$250 excess
Extras Cover
      MEDIUM
up to extras paid back*

Top Hospital Cover with Your Choice extras

 

 
Hospital Cover
      TOP
$250 excess
Extras Cover
      MEDIUM
up to extras paid back*

Top Hospital with Gold extras

 

 
Hospital Cover
      TOP
$250 excess
Extras Cover
      TOP
up to extras paid back*

Ultimate Health Cover

 

 
Hospital Cover
      TOP
$250 excess
Extras Cover
      TOP
up to extras paid back*

Young Couples Choice

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      MEDIUM
up to extras paid back*

Young Singles Choice

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      MEDIUM
up to extras paid back*

Young Singles Saver

 

 
Hospital Cover
      BASIC
$250 excess
Extras Cover
      BASIC
up to extras paid back*

Your Choice Extras

 

 
Hospital Cover
      NO COVER
Extras Cover
      MEDIUM
up to extras paid back*
  • I need cover for... Please select your current status
  • My details are... Please tell us your age
    My date of birth
    My partner's date of birth
    I have a child aged 21-25 and who is not a fulltime student
  • My location & needs... Please tell us what you're looking for
    I live in
    I am looking for

Disclaimer Please note the above quote is for a $500 per person excess ($250 per person excess for Choices) for residents of the selected state and includes the Federal Government 30% rebate on private health insurance, and includes no lifetime health cover loading. For a more accurate premium quote, please select the level of cover you would like to be quoted.

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Important Information Guide (PDF)
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