Young Singles Choice
30-DAY COOLING OFF PERIOD
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We're confident you'll be happy with your cover, however if you decide to cancel, we'll refund any premiums you have paid within the first 30 days of your membership commencing provided you haven't made a claim. Features at a glanceHospital Cover
BASIC
Extras Cover
MEDIUM
60% back on extras*
Assumes no Lifetime Health Cover loading and [rebate] government rebate included. Price may vary if details change.
*For most items at Members First providers, covering dental, optical, physio and chiro services. Annual maximums and waiting periods apply. Are you eligible for the Government Rebate?About this coverBack to previous pageYoung Singles Choice is a mid-level packaged cover designed to include the services you're likely to use most. This option is ideal for a young, healthy person who doesn't want to pay for hospital services they don't need right now but still wants good extras cover. Hospital
Waiting periodsA waiting period is the time between when you joined us, or transferred to a higher level of health cover, and when you are covered for a service or treatment on your new level of cover. If you are a new member and receive a service or treatment during this time, you are not eligible to receive a benefit payment from us, regardless of when you submit the claim. If you are transferring to us from another Australian health fund, once we have received confirmation of your previous membership and level of cover, you will continue to be covered for all benefit entitlements that you had on your old cover, as long as these services are offered on your new cover with us. This is referred to as `continuity of cover. To receive continuity of cover, you will need to transfer to us within 60 days of leaving your old fund. If you are an existing member, or a transferring member, and have changed to a higher level of benefit, you may be covered on your previous level of cover or on our nearest equivalent to your previous cover with your old fund. Waiting periods apply to all levels of cover. Please refer to the full policy details to determine the waiting periods that apply to your level of cover. The following waiting periods apply for hospital cover:
Inpatient vs outpatientYou are an inpatient if you are admitted into hospital for either a same-day or overnight admission. If you are admitted as a private inpatient, you will be covered for the services listed in your chosen level of hospital cover. If you receive treatment as an outpatient (i.e. you are not admitted), in most instances you will not be covered by private health insurance. If eligible these services may be claimed from Medicare. Minimum Benefits (MB)The services listed as minimum benefits above are covered when you are admitted to a shared room in a public hospital (minimum benefits). If you are treated in a private room in a public hospital, or treated in a private hospital for the above services you will incur out-of-pocket expenses. Before charging you, the hospital should obtain your informed financial consent. There are also other services that are not fully covered or covered at all by any of our hospital covers. For more information please refer to 'What’s not fully covered'. Additional featuresYou may not have to pay the Medicare Levy Surcharge
Covers you against paying an extra 1% tax known as the Medicare Levy Surcharge. This tax is payable by singles earning more than $80,000 or couples and families with combined taxable incomes greater than $160,000 (the family income threshold increases by $1,500 for each additional child after the first one) who do not have an appropriate level of private hospital cover. Thresholds apply from 1st July 2011 and are indexed annually Travel insurance bonus
You can receive eight days of budget level Bupa Travel Insurance annually. Away longer or would like a high level of cover? That's fine - use the equivalent discount towards your premium on any Bupa Travel Insurance Policy.^ ^ Travel Insurance issued by CGU Insurance Limited (CGU) (ABN 27 004 478 371) AFSL 238291. A Product Disclosure Statement is available here and should be considered before making any decision on this product. Bupa Australia Pty Limited (ABN 81 000 057 590) and Bupa Australia Health Pty Limited (ABN 50 003 098 655) are authorised representatives of CGU For more Bupa packages visit the All in One Package page Find more Bupa health insurance by Life Stage: Singles Health Insurance Health Insurance Comparison, compare health insurance by Life Stage ExtrasShow all details
What's coveredWith extras cover, you can claim benefits for those services listed on your cover and that are not claimable elsewhere (e.g. from a third party like Medicare). For example, Medicare does not provide benefits for:
Extras cover allows you to claim benefits for extras services as long as:
We recommend you contact us before making a booking to confirm how much you can claim and to check that your chosen provider is registered with us. What's not coveredExtras benefits will not be payable:
Waiting periodsA waiting period is the time between when you joined us, or transferred to a higher level of health cover, and when you are covered for a service or treatment on your new level of cover. If you are a new member and receive a service or treatment during this time, you are not eligible to receive a benefit payment from us, regardless of when you submit the claim. If you are transferring to us from another Australian health fund, once we have received confirmation of your previous membership and level of cover, you will continue to be covered for all benefit entitlements that you had on your old cover, as long as these services are offered on your new cover with us. This is referred to as `continuity of cover. To receive continuity of cover, you will need to transfer to us within 60 days of leaving your old fund. If you are an existing member, or a transferring member, and have changed to a higher level of benefit, you may be covered on your previous level of cover or on our nearest equivalent to your previous cover with your old fund. Waiting periods apply to all levels of cover. Please refer to the full policy details to determine the waiting periods that apply to your level of cover. The following waiting periods apply for extras cover:
Add Pharmacy SaverEnjoy savings on your pharmaceutical and health care purchases all year round at National Pharmacy stores. With Pharmacy Saver, you'll receive a 20% discount on a variety of health-related products. View details > Pharmacy saverAdd Pharmacy Saver to your extras cover and enjoy savings on your pharmaceutical and health care purchases all year round at National Pharmacies stores. You'll get a 20% discount on a variety of health-related products.* Pharmacy Saver is not available for prescriptions on which the Government does not allow discounts. Visit a National Pharmacies store for more information. * These are products designed to manage or prevent diseases, injuries or a condition, or prescribed in connection with an episode of hospital treatment Weekly
Member ExclusivesMember exclusives include a range of discounts and deals from specially selected partners to help you enjoy some health and wellness perks at an affordable price. Whether you're interested in fitness and sports or rest, relaxation and travel, you can choose what suits your needs from our range of partner discounts. Full terms and conditions of all offers are available in the Member Exclusives section of myBupa. Download Product Summary30-DAY COOLING OFF PERIODWe're confident you'll be happy with your cover, however if you decide to cancel, we'll refund any premiums you have paid within the first 30 days of your membership commencing provided you haven't made a claim. Are you sure you want to change your status?The status you are changing, affects your application process. If you change this, you will need to reselect your health cover.
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