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Best matching covers

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Choosing private health insurance should be as worry-free as possible. Based on the information that you have given us, the following covers that may suit your needs.

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What level of cover is right for me?

Hospital Basic level of cover

If you want the security of cover for the essentials we have basic covers to suit everyone's needs. Hospital cover for a range of services such as knee surgery and accidents and because some treatments that you may not need now are excluded, these levels of cover offer good value for money.

Suitable for:

People on a budget, those who are healthy, young and not wanting to start a family or if you are only looking to avoid the Medicare Levy Surcharge, then one of our Basic level covers could suit your needs.

Hospital Medium level of cover

If you are looking for more than just a basic cover for the essentials we have medium covers to suit your needs. A well rounded and affordable cover for commonly used services such as pregnancy and treatment for heart conditions but which don't require you to pay for services you may not need until later in life.

Suitable for:

For people who want the security of more than just the minimum level of cover, including young healthy couples who are planning to start a family or families who are planning to have more children, one of our medium levels of cover could be right for you.

Hospital Top level of cover

If you value the peace of mind that comes with comprehensive cover that doesn't exclude any specific services or treatments, our highest level of hospital cover, could be right for you.

Suitable for:

Everyone wanting our best level of hospital cover.

No Hospital
Basic
Medium
Top
Basic Hospital: Cover for a range of services such as knee surgery and accidents. Since some treatments that you may not need now are excluded, these levels of cover offer good value for money.
Medium Hospital: A well rounded and affordable level of cover that offers cover for commonly used services, such as pregnancy and treatment for heart conditions which don't require you to pay for services you may not need until later in life.
Top Hospital: A comprehensive level of cover that delivers true peace of mind because it doesn't exclude any specific services or treatments.
help

What level of cover is right for me?

Extras Basic level of cover

If you are looking for cover for essential extras services such as General Dental and Physio, our range of basic extras products could be right for you.

Suitable for young and healthy singles and couples.

Extras Medium level of cover

If you are looking for more than just the essentials, our medium level extras cover you for our complete range of services which include Major Dental, Speach Therapy and Health Aids and appliances.

Suitable for those who want more than just a basic cover, including families, since Orthodontics is covered.

Extras Top level of cover

If you are looking for a comprehensive extras cover with generous benefits and high annual maximums, then our Top level extras cover s could be perfect for you. And if you choose our packaged product "Ultimate Health Cover" you will even have cover for Laser Eye Surgery.

Suitable for everyone wanting our best level of Extras cover.

No extras
Basic
Medium
Top
Basic Extras: Cover for a range of essential extras services such as General Dental and Physio.
Medium Extras: Cover for our complete range of Extras services which include Major Dental, Speech Therapy and Health Aids and appliances.
Top Extras: Comprehensive extras cover with generous benefits and high annual maximums.
  • I need cover for... Please select your current status
  • My details are... Please tell us your age
    My date of birth
    My partner's date of birth
    I have a child aged 21-25 and who is not a fulltime student
  • My location & needs... Please tell us what you're looking for
    I live in
    I am looking for
  • Children receive full cover for shared room accommodation in Members First, Network and public hospitals, while parents receive benefits for shared room accommodation in public hospital only, with choice of doctor
  • Covered
  • Not Covered

Only covers acupuncture and naturopathy consultations

Only covered If resulting from an accident after joining this cover and requiring immediate medical attention.

Covers travel vaccines only

or "Restricted" procedures receive benefits for shared room accommodation in a public hospital only, with your choice of doctor.

Excluded Services: Please note that should you require treatment for a service which is excluded from your level of cover, no benefits are payable by Bupa for any of the hospital or doctor's charges associated with that admission.

Disclaimer Please note the above quote is for a $500 per person excess ($250 per person excess for Choices) for residents of the selected state and includes the Federal Government 30% rebate on private health insurance, and includes no lifetime health cover loading. For a more accurate premium quote, please select the level of cover you would like to be quoted.

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Get help and important information

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Important Information Guide (PDF)
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