Choosing private health insurance should be as worry-free as possible. Based on the information that you have given us, the following covers that may suit your needs.
If you want the security of cover for the essentials we have basic covers to help suit your needs. If considering basic hospital cover, we recommend looking at the services that are not included or not fully included and considering if you think you are likely to need them or not, as well as looking at any excess or copayment that may apply if you do need to go to hospital.
For people on a budget or those who are young and healthy then one of our Basic level covers could suit your needs. It also means that you may not need to pay the Medicare Levy Surcharge.
If you are looking for more than a basic cover for the essentials we have covers to help suit your needs. Medium level hospital cover will generally cover a wider range of hospital services for greater peace of mind, with the premium kept more affordable through omitting selected services or benefits available on higher cover that you think you may not need.
For people who want the security of more than the minimum level of cover, but still want to balance their cover with a more affordable premium, then one of our medium levels of cover could be right for you.
Top level cover for Hospital is designed to give real peace of mind.
Everyone wanting our best level of hospital cover.
If you are looking for cover for essential extras services including General Dental and Physio, our range of basic extras products could be right for you.
Suitable for those on a budget who only require the essentials.
If you are looking for more than the essentials, medium level extras cover will generally include either more services, higher limits or higher benefits (or all three!) while still providing a balance between your level of cover and your premium.
Suitable for those who want more than a basic cover but still want to keep an affordable premium
If you are looking for a comprehensive extras cover with generous benefits and high annual maximums, then our Top level extras cover could be perfect for you.
Suitable for everyone wanting our best level of Extras cover.
Children receive full cover for shared room accommodation in Members First, Network and public
hospitals, while parents receive benefits for shared room accommodation in public hospital only, with
choice of doctor
Covered
Not Covered
Only covered if resulting from an accident after joining this cover and requiring immediate medical attention
Minimum benefits only
* For most items at Members First providers, covering general dental, physio and chiro services. Annual maximums and waiting periods apply.
Excluded Services: Please note that should you require treatment for a service which is excluded from your level of cover, no benefits are payable by Bupa for any of the hospital or doctor's charges associated with that admission.
Please note: the above quote is for a $500 per person excess ($250 per person excess for Choices) for residents of the selected state, it does not include a Lifetime Health Cover loading and includes your selected Australian Government Rebate on private health insurance. From 1 July the Australian Government Rebate on private health insurance will be income tested.
Before applying to join any of the Bupa hospital or extra cover options, it is important that you read and understand the product information for the cover you have chosen. We also recommend that you retain the product information for future reference.
Waiting periods and annual maximums apply.
View and compare covers options and features at a glance.
One of our friendly consultants can call you to help you make a decision on the best cover for you.
Important Information Guide (PDF)
