Living Well is a feature on selected Extras covers that provides benefits towards the cost of approved health-related programs. These need to be recommended by your referring healthcare professional as part of a health or chronic disease management program to directly address or improve a specific health or medical condition.
This simply means that if your GP, physiotherapist, occupational therapist, chiropractor, osteopath, exercise physiologist or medical specialist suggests you undertake a health-related program or course to improve your health condition, you may be able to claim part of these costs.
You may be eligible to claim some of the costs of these health-related programs or courses:
You must be on a level of Extras cover that includes Living Well. You can check your level of cover and eligibility for Living Well benefits (including for children's swimming courses) by logging into myBupa and viewing your cover. Or you can contact our friendly Bupa team on 134 135. It’s also a good idea that you check your remaining limits with us.
A six month waiting period applies to this benefit.
Click your chosen program to find out more information:
|Swimming programs for children||Gym membership|
|Nicotine Replacement Therapy (NRT)||Weight management|
To continue claiming Living Well benefits for gym memberships, Pilates courses, select yoga courses or your child’s swimming course, you must submit a new Living Well Approval Form every 12 months. The Approval Form is valid for 12 months from the date it’s signed by your referring healthcare professional.Hide
The Living Well Approval Form can only be completed by a referring healthcare professional who is recommending a course or program to directly address or improve your specific health or medical condition. This can be your GP, physiotherapist, chiropractor, osteopath, occupational therapist, exercise physiologist or medical specialist.
A program provider (eg gym, swim school, Pilates or yoga course/instructor) cannot complete an Approval Form, regardless of whether they are registered with Bupa or not. They will give you a receipt or account for the program or course which you can use to claim Living Well benefits.Hide
A Living Well Approval From is used to confirm that the health-related course or program is a health or chronic disease management program in accordance with Private Health Insurance legislation.
A health management program is a program that is intended to improve a person’s specific health condition.
A chronic disease management program is a program that is intended to:
a) Either reduce complications in a person with a diagnosed chronic disease; or prevent or delay the onset of chronic disease for a person with identified multiple risk factors for chronic disease; and
b) Requires the development of a written plan
c) Is coordinated by a person who has accepted responsibility for:
In accordance with legislation, health insurers can only pay a benefit when the service provided is intended to address or improve a specific health or medical condition as part of a chronic disease or health management program.Hide
Costs incurred for the completion of this approval form by your referring healthcare professional are not covered by Bupa.Hide